See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1035 NE Ford St, McMinnville, OR, 97128

3beds
1baths
1,696sqft
$439,500
$259price/sqft
$3,155/moest. monthly cost
$126,200/yrincome needed

About This Home

Charming 1937 bungalow on a corner lot featuring 3 bedrooms, 1 bath, and a basement for added space. This home blends classic character with key updates, including a full PEX repipe, remodeled bathroom, hardwood floors, and a refreshed kitchen with updated lighting, ceiling, and cabinetry.Enjoy a fenced landscaped yard and easy backyard access from the dining area. Major improvements include a heat pump, newer water heater (2022), roof (2010), updated appliances, chimney repair, and drainage and weatherproofing work—offering comfort and peace of mind. This home blends vintage charm with modern updates—ready for its next owner to enjoy.

Getting Around

88
WalkingVery Walkable
28
TransitSome Transit
80
BikeVery Bikeable

Schools

6/10
6/10
Patton Middle SchoolGrades 6-80.6 mi
9/10
Mcminnville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Vinyl Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Vinyl,Wood
  • Fireplace features: Living Room,Wood Burning,Electric
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Electric,Heat Pump,Forced Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R4421BB01200
  • Zoning: R2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: White
  • Fencing: Fenced

Lot

  • Lot size: 5,998 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,222$26,664
Home Insurance *$104$1,248
Property Taxes $653$7,836
Electricity $176$2,119
Total$3,155$37,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,171/yr
40% on housing$94,650/yr
45% on housing$84,133/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$229
Yamhill County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$439,500
2026-07-02Price change$449,500
2026-06-26Listed for sale$464,950
2008-07-02Sold$190,000
2008-03-03Listed for sale$199,900
2007-09-11Sold$190,700

For Sale by Agent

AgentCARALEE SLOWIK
BrokerageSlowik Real Estate Llc

Similar Homes