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109 Oak St, Amity, OR, 97101

3beds
1baths
1,278sqft
$409,700
$321price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Located in the heart of wine country, this updated home is move-in ready! Newer roof gives new buyer peace of mind! 3 bed, 1 bath, with 2 living spaces, and French doors leading to covered back patio, this space feels cozy but spacious at the same time! Situated on a spacious corner lot with RV parking, you'll love the large fenced yard, covered patio, fire pit, and French doors that create the perfect space for summer BBQs and outdoor entertaining.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Amity Elementary SchoolGrades K-50.3 mi
4/10
Amity Middle SchoolGrades 6-80.4 mi
2/10
Amity High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Aluminum Frames
  • Flooring: Laminate,Wall to Wall Carpet

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,278 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 198583

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio
  • Exterior features: Dog Run,Fire Pit,Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Level,SqFt 7000 to 9999

Parking

  • Parking features: Carport,Driveway,RV Access/Parking
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,071$24,852
Home Insurance *$144$1,728
Property Taxes $591$7,092
Electricity $176$2,119
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 97101$277
Yamhill County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 97101$270
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$399,700
2026-07-26Price change$409,700
2026-07-05Listed for sale$429,700
2023-03-29Sold$359,000
2023-03-27Listing removed--
2023-03-01Listing removed--
2022-10-31Contingent$359,000
2022-10-12Listed for sale$359,000
2022-09-22Contingent$359,000
2022-09-09Listed for sale$359,000
2020-12-23Sold$287,000
2020-11-24Pending sale$287,000
2020-11-10Listed for sale$287,000
2020-10-01Sold$168,473
2013-09-12Sold$149,500
2013-06-26Listed for sale$146,900
2010-10-15Sold$118,000

For Sale by Agent

AgentMelissa Siciliano
BrokerageeXp Realty, LLC

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