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813 SE Davis St, McMinnville, OR, 97128

5beds
3baths
3,898sqft
$829,000
$213price/sqft
$5,972/moest. monthly cost
$238,880/yrincome needed

About This Home

Absolutely stunning 1914 Craftsman set on a rare half-acre lot with Cozine Creek frontage, featuring pristinely preserved character along with thoughtful modern updates. From the moment you arrive, the grand entry and inviting front porch welcome you in - an ideal spot for morning coffee or relaxing evenings. Inside, this beautifully cared for home has rich solid oak and fir original flooring, classic craftsmanship, and updated kitchen and bathrooms. The spacious kitchen features a farmhouse-style sink, shaker cabinetry, hex tile backsplash, and a butcher block island perfect for gathering, meal prep, or entertaining. Charming window seats in both the kitchen and dining room create cozy spaces to unwind while enjoying natural light and peaceful views. The main level living room's focal point is the original brick fireplace, but the built-in curio cabinets steal the show! Built in storage and display cabinets throughout lend to the charm new homes just can't compete with. The finished attic and basement add flexible living space, ideal for a home office, guest suite, work out space, or rec room. Major updates, including a new roof, provide peace of mind while preserving the home’s historic charm. Step outside to enjoy the Trex deck overlooking lush green space along Cozine Creek — an exceptional setting for outdoor dining, entertaining, or simply taking in the beauty of nature. The expansive half-acre lot offers space to garden, gather, or create your own private oasis. Located just a short walk from McMinnville’s historic downtown Third Street, you’ll enjoy easy access to local shops, acclaimed restaurants, tasting rooms, and the beloved farmers market. This is a rare opportunity to own a piece of McMinnville history with the perfect balance of vintage charm, modern comfort, and an unbeatable location.

Getting Around

59
WalkingSomewhat Walkable
22
TransitMinimal Transit
56
BikeBikeable

Schools

4/10
Sue Buel ElementaryGrades K-50.6 mi
8/10
Duniway Middle SchoolGrades 6-80.9 mi
9/10
Mcminnville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1914

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Built-In Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bedroom2

  • Features: Bathroom, Hardwood Floors,Closet, High Ceilings
  • Level: Main
  • Area: 165

Bedroom3

  • Features: Ceiling Fan,Closet, Wood Floors
  • Level: Upper
  • Area: 195

Bedroom4

  • Features: Ceiling Fan,Closet, Wood Floors
  • Level: Upper
  • Area: 130

Bedroom5

  • Features: Closet, Wood Floors
  • Level: Upper
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Builtin Features, Hardwood Floors,Closet, High Ceilings
  • Level: Main
  • Area: 225

Family Room

  • Features: Bathroom,Wallto Wall Carpet
  • Level: Lower
  • Area: 621

Features

  • Floor 4th,Ceiling Fan(s),High Ceilings,Soaking Tub,Closet,Sink,Bathroom,Built-in Features,Kitchen Island,Pantry,Quartz,Tile
  • Door features: Sliding Doors
  • Window features: Wood Frames
  • Flooring: Hardwood,Wall to Wall Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,898
  • Total interior livable area: 3,898 sqft

Kitchen

  • Features: Builtin Refrigerator, Disposal, Island, Microwave, Pantry, Sliding Doors,Free Standing Range, Free Standing Refrigerator, Quartz, Tile Floor
  • Level: Main
  • Area: 220

Living Room

  • Features: Builtin Features, Fireplace, Hardwood Floors,High Ceilings
  • Level: Main
  • Area: 270

Master Bedroom

  • Features: Closet, Wood Floors
  • Level: Upper
  • Area: 225

Property

Details

  • Parcel number: 382419
  • Zoning: R4

Features

  • Stories: 4
  • Patio & porch: Covered Deck,Deck,Porch
  • Exterior features: Fire Pit,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Cozine Creek

Lot

  • Lot size: 0.49 Acres
  • Features: Flood Zone,Gentle Sloping,Private,Trees,SqFt 20000 to Acres1

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$196$2,352
Property Taxes $1,232$14,784
Electricity $353$4,245
Total$5,972$71,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,754/yr
40% on housing$179,160/yr
45% on housing$159,253/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$230
Yamhill County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$829,000
2022-02-02Sold$720,000
2021-12-10Pending sale$749,000
2021-11-04Listed for sale$749,000
2009-01-20Listing removed$479,000
2008-12-21Listed for sale$479,000

For Sale by Agent

AgentCatherine Summers
BrokerageBella Casa Real Estate Group

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