217 W Main St, Lake Zurich, IL, 60047
About This Home
This is what happens when location takes over the lifestyle. At 217 W Main Street, you're positioned directly across from Lake Zurich with immediate access to the promenade and marina-where sunsets become routine and time naturally slows. You don't plan your evenings here, you step into them. And once you do, there's nowhere else you'd rather be. Fully rebuilt, permit-approved 2026 residence set directly across from the lake, steps from the $4M+ promenade and Bill's Boats marina. This is a built-out shoreline-opportunities here rarely come up. 3,435 sq ft | 5 beds | 4 baths. Designed as two fully independent units (dual kitchens, laundry, systems) or easily converted to a single-family. Inside: spa-level baths, quartz kitchens, premium finishes, and a custom oak upper suite with lake views. Outside: copper-accented designer roof, Hardie siding, and curated landscaping. Walk to everything. Turnkey. Rare. Waterfront lifestyle-without the taxes.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1884
Materials
- Foundation: Stone
- Roof: Other
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Multiple Water Heaters,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Heating features: Natural Gas,Forced Air
Property
Details
- Parcel number: 14201040460000
- Special condition: None
- Other equipment: Sump Pump
Features
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 6
- Parking features: Yes,Owned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance * | $451 | $5,412 |
| Property Taxes | $2,636 | $31,632 |
| Electricity | $269 | $3,230 |
| Total | $10,435 | $125,220 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $1,499,999 |
| 2023-12-06 | Sold | $385,000 |
| 2023-10-29 | Contingent | $407,900 |
| 2023-10-11 | Price change | $407,900 |
| 2023-09-14 | Listed for sale | $409,900 |
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