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21884 N Andover Rd, Kildeer, IL, 60047

4beds
4baths
3,488sqft
$900,000
$258price/sqft
$6,803/moest. monthly cost
$272,120/yrincome needed

About This Home

Waterfront! Waterfront! Waterfront! Waterfront! Waterfront! There's something special about a home that just feels right the moment you walk in-and 21884 N Andover Road has that kind of easy, welcoming presence. The foyer opens up beautifully to the rest of the home, offering a clear line of sight straight through to the pond. It's one of those first impressions that stays with you-bright, open, and connected to the outdoors. Located in sought-after Farmington of Kildeer, this New England-style home blends classic charm with a relaxed, rustic feel. Sunlight pours in through walls of windows, filling the space with warmth and highlighting the peaceful water views. The remodeled kitchen, with its nouveau rustic style, is both stylish and comfortable-perfect for everyday living or gathering with family and friends. Both the family room and living room overlook the backyard and water, creating cozy, light-filled spaces you'll naturally gravitate toward. The living room features a wood burning fireplace for those chilly winter days; and the spacious dining room offers plenty of room for entertaining, while still feeling connected to the flow of the home. The first-floor primary suite is a true retreat, featuring dual spa bathrooms, an oversized walk-in closet, and a generously sized bedroom. Upstairs, you'll find three large bedrooms and a full bath, along with nicely updated finishes and thoughtful details throughout. The finished basement adds extra space for play, relaxation, and entertaining. Outside, the setting really shines. The patio, firepit, and private pier create a space you can enjoy year-round-whether it's a quiet morning by the water or an evening spent with friends. This is a home that's easy to settle into and hard to leave. Welcome Home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
9/10
8/10
Lake Zurich High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Cedar,Stone

Other

  • Builder model: Custom New England Style Beauty

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Cooktop,Oven,Water Softener Owned,Gas Cooktop,Humidifier,Multiple Water Heaters,Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 247
  • Dimensions: 19X13

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 221
  • Dimensions: 13X17

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 300
  • Dimensions: 20X15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 616
  • Dimensions: 22X28

Features

  • Cathedral Ceiling(s),Dry Bar,1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),High Ceilings,Granite Counters,Separate Dining Room,Pantry
  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 397

Foyer

  • Features: Flooring (Stone)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,151
  • Total interior livable area: 3,488 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Breakfast Room,Custom Cabinetry,Granite Counters,Hearth Room,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 260
  • Dimensions: 13X20

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 396
  • Dimensions: 22X18

Loft

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 391
  • Dimensions: 23X17

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Recreation Room

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 420
  • Dimensions: 21X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 14272030080000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Radon Mitigation System

Features

  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Boat Slip,Outdoor Grill
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront

Lot

  • Lot size: 1.51 Acres
  • Features: Landscaped,Water Rights,Mature Trees
  • Lot size dimensions: 115X219X80X184X169X104X300

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Strong Wind
Hail
Lightning
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$290$3,480
Property Taxes $1,695$20,340
Electricity $268$3,219
Total$6,803$81,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,245/yr
40% on housing$204,090/yr
45% on housing$181,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 60047$268
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60047$238
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listing removed$900,000
2026-06-08Listed for sale$900,000
2024-06-11Sold$785,000
2024-05-03Price change$804,550
2024-04-12Listed for sale$819,900
2024-03-19Listing removed--
2024-03-18Listed for sale$819,900
2024-03-12Contingent$819,900
2024-03-04Listed for sale$819,900
2008-12-31Sold$645,000
2008-06-12Listing removed$739,000
2008-05-22Price change$739,000
2008-04-22Price change$779,000
2008-02-22Price change$795,000
2008-02-03Listed for sale$790,000
2001-04-27Sold$543,000

For Sale by Agent

AgentRenee Clark, CSC
Brokerage@properties Christie's International Real Estate

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