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21828 SE 254th Place, Maple Valley, WA, 98038

5beds
3baths
3,440sqft
$945,000
$275price/sqft
$6,079/moest. monthly cost
$243,160/yrincome needed

About This Home

Price improvement! Nestled on a private dead-end street in Maple Valley's Cedar Downs community, this 5-bedroom, 3-bath split-entry home offers 3,440 sq ft of versatile living space on a beautifully landscaped 0.46-acre lot. The flexible floor plan provides excellent potential for multigenerational living or extended guest accommodations. Expansive front windows fill the main living area with natural light while framing views of the surrounding landscape. Outside, enjoy a spacious patio, mature fruit trees, and a private backyard designed for relaxing, entertaining, or gardening. Additional highlights include a two-car garage, four driveway parking spaces, and a roof replaced in 2020. Residents enjoy private community access to Pipe Lake and an exceptional location directly across from Lake Wilderness Golf Course, with the Cedar River Trail nearby. Conveniently located approximately 5 minutes from grocery shopping, 10 minutes from Costco, and within the highly regarded Tahoma School District.

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
9
BikeSomewhat Bikeable

Schools

9/10
Maple View Middle SchoolGrades 6-82.6 mi
9/10
Tahoma Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Trash Compactor,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Den Office

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Family Room

  • Level: Main

Features

  • Door features: French Doors
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning,Lower Level: 1,Main Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,440
  • Total interior livable area: 3,440 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 1442700020
  • Special condition: Standard
  • Other equipment: Leased Equipment: Water Heater

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Fireplace,French Doors,Vaulted Ceiling(s),Walk-In Closet(s)
  • Topography of land: Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.47 Acres
  • Features: Corner Lot,Dead End Street,Deck,Fenced-Partially,Outbuildings,Patio

Parking

  • Total spaces: 6
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$197$2,364
Property Taxes $869$10,428
Electricity $235$2,823
Total$6,079$72,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,422/yr
40% on housing$182,370/yr
45% on housing$162,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 98038$330
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98038$361
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$899,999
2026-07-10Listed for sale$945,000
2024-12-06Listing removed$4,200
2024-11-17Listed for rent$4,200
1987-01-08Sold$124,000

For Sale by Agent

AgentKimberly Ann Fingerson
BrokerageeXp Realty

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