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10521 NE 120th Street, Kirkland, WA, 98034

4beds
3baths
2,390sqft
$1,399,990
$586price/sqft
$8,433/moest. monthly cost
$337,320/yrincome needed

About This Home

Tucked away on a corner lot, this beautifully refreshed Juanita home offers the ideal Kirkland lifestyle: mornings at Juanita Beach, coffee runs at Juanita Village, and a peaceful retreat to call home in between. Inside, soaring vaulted ceilings and skylights fill the main level with natural light. A formal dining area and spacious living room centered around a gas fireplace create an inviting space to gather, while a main-level bedroom with adjacent powder room adds flexibility for guests, a home office, or multigenerational living. Upstairs, the primary suite impresses with oversized windows and a five-piece ensuite bath with a walk-in closet. Two additional bedrooms and a generous bonus area offer space for everyone, rounding out this well-designed floor plan. Additional highlights include central A/C, a fully fenced backyard perfect for entertaining, gardening, or relaxing, and a 3-car garage with abundant parking and storage. Location is everything here - enjoy easy access to Juanita Beach Park's waterfront, trails, summer farmers market, paddleboard and kayak launches, and off-leash dog park. Nearby Juanita Village and Totem Lake Village bring restaurants, fitness studios, shopping, and everyday conveniences close to home, with I-405 just minutes away for an easy commute.

Getting Around

30
WalkingCar-Dependent
37
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

6/10
10/10
Juanita High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,390
  • Total interior livable area: 2,390 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 1525200040
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,230 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$197$2,364
Property Taxes $994$11,928
Electricity $163$1,961
Total$8,433$101,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,131/yr
40% on housing$252,990/yr
45% on housing$224,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 98034$503
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98034$605
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,375,000
2026-07-15Listed for sale$1,399,990
2025-04-29Listing removed$4,500
2025-04-17Listed for rent$4,500
2023-10-12Listing removed--
2023-09-27Listed for rent$4,250
2015-09-14Sold$670,000
2015-09-05Pending sale$640,000
2015-08-10Listed for sale$640,000
2003-04-16Sold$425,000
1996-10-25Sold$274,000
1995-09-28Sold$261,000

For Sale by Agent

AgentVeronica Morss
BrokerageeXp Realty

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