See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13643 SE 10th Street SE, Bellevue, WA, 98005

4beds
4baths
2,470sqft
$2,194,000
$888price/sqft
$12,856/moest. monthly cost
$514,240/yrincome needed

About This Home

This beautiful high-end custom home was built in 2021 on nearly half an acre in the heart of Bellevue, offering spectacular views of Downtown Bellevue, Seattle, and the Olympic Mountains. High ceilings and large windows let sunlight pour in throughout. The main level's luxurious open layout features a chef's kitchen with premium finishes and opens to a west-facing deck, complete with a gas BBQ, perfect for year-round sunsets and outdoor entertaining. Upstairs offers four bedrooms plus a bonus room. The lower level has its own large living area and private ensuite, ideal for guests or multi-generational living. Built right with central A/C (heat pump), tankless water heater, ERV, whole-house generator, 50-year metal roof, and heated floors. Smart home ready: dimmable lighting, automated shades, built-in speakers, and Cat6 wiring. Oversized 2-car garage, EV-ready, with ample parking. No HOA. Minutes to Downtown Bellevue, I-90, I-405, and light rail. Bellevue School District and direct access to Kelsey Creek Park Nature Trails.

Getting Around

42
WalkingCar-Dependent
38
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

5/10
9/10
Odle Middle SchoolGrades 6-81.0 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Forced Air,Heat Pump,HRV/ERV System,Radiant,Electric,Natural Gas
  • Cooling features: Ductless,Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 2077700052
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: None,Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,High Tech Cabling,SMART Wired,Sprinkler System,Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator,Wired for Generator
  • Topography of land: Partial Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.46 Acres
  • Features: Curbs,Dead End Street,Paved,Cable TV,Deck,Electric Car Charging,Gas Available,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,094$133,128
Home Insurance *$293$3,516
Property Taxes $1,301$15,612
Electricity $168$2,027
Total$12,856$154,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$440,777/yr
40% on housing$385,680/yr
45% on housing$342,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$888This listing

vs Other Active Listings

Avg $/sqft

ZIP 98005$667
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98005$714
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,244,000
2019-06-10Sold$765,000
2019-05-22Pending sale$775,000
2019-05-17Listed for sale$775,000
2017-08-18Sold$700,000
2017-07-21Pending sale$625,000
2017-07-13Listed for sale$625,000

For Sale by Agent

AgentChristine Holcomb
BrokerageRedfin

Similar Homes