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34225 166th Way SE, Auburn, WA, 98092

4beds
3baths
3,420sqft
$1,699,000
$497price/sqft
$11,009/moest. monthly cost
$440,360/yrincome needed

About This Home

Welcome to your own private Equestrian retreat on beautiful Lake Moneysmith!This stunning, fully remodeled 3,420 sq. ft. rambler w/ daylight basement sits on 2 sep tax parcels totaling 11.25 acres, offering privacy, flexibility, & future potential.Whether you're dreaming of multigenerational living, building a 2nd home, creating a private estate, or simply enjoying room to roam, this property delivers opportunities rarely found.The main parcel features the beautifully updated home & detached 15' x 30' shop, while the 2nd parcel incl. a 24' x 48' barn w/ water/power already in place & offers potential as a future buildable homesite or DADU opportunity.Perfect for extended living, guests, rental income, hobby farming, or your own private compound.Inside you'll find a completely updated home featuring a new roof, flooring, interior & exterior paint, remodeled bathrooms, updated fixtures, & a stunning kitchen w/ quartz countertops, new stainless-steel appliances, cabinetry, large island, & walk-in pantry.The versatile floor plan offers 4 bedrooms, 2.75 baths, + a huge downstairs bonus room.Enjoy Mt. Rainier views, gated entry, fenced acreage, room for HORSES, RVs, boats, & toys.Addtl features incl A/C, central vacuum, electric f/p upstairs, & wood stove downstairs.Rarely does a property offer 2 tax parcels, remodeled living space, acreage, Mtn. views & future development potential in 1 exceptional package.Move in & enjoy today while preserving the opportunity to expand tomorrow!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

6/10
3/10
Cascade Middle SchoolGrades 6-84.9 mi
2/10
Auburn Senior High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1983

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Stone,Wood Products

Notable Dates

  • Major remodel year: 1983

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: electric,Water Heater Location: basement bonus room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 2
  • Fireplace features: Electric,Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,420
  • Total interior livable area: 3,420 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 2321059082
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator

Lot

  • Lot size: 11.25 Acres

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Detached Garage
  • Has garage: Yes
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$378$4,536
Property Taxes $1,807$21,684
Electricity $233$2,807
Total$11,009$132,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,451/yr
40% on housing$330,270/yr
45% on housing$293,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 98092$283
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98092$313
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$1,699,000
2026-06-04Listed for sale$1,799,000
2024-04-30Sold$850,000

For Sale by Agent

AgentTina McDonough
BrokerageRE/MAX Realty South

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