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831 NW 52nd Street, Seattle, WA, 98107

2beds
1baths
700sqft
$599,000
$856price/sqft
$3,798/moest. monthly cost
$151,920/yrincome needed

About This Home

Quality craftsmanship and exceptional upside define this rare Ballard opportunity. Set back from the street, this cedar-shingled cottage sits on a private lot behind mature bamboo with a deep backyard and multiple outbuildings ready for reimagining. Original hardwood floors, built-in shelving, period lighting, and vintage architectural details deliver authentic character, while updated plumbing, electrical, and an electrical panel replaced in the early 2000s provide a solid starting point, buyer to verify all information. The efficient floor plan is well suited for a thoughtful renovation. Sold as-is. Ideal for investors or buyers looking to build equity in a neighborhood where quality renovations continue to command a premium. Cash, FHA 203(k), Fannie Mae HomeStyle, hard money, and other renovation financing may be suitable. Pre-offer inspections welcomed. Ideally located between Ballard and Fremont with convenient access to Downtown Seattle, South Lake Union, and major commuter routes. Future Ballard Link light rail adds long-term appeal. Zoned for West Woodland Elementary, Hamilton International Middle, and Ballard High School. Minutes to Ballard Avenue, the Sunday Farmers Market, parks, breweries, cafés, and restaurants. Opportunities with this combination of location, character, and upside are increasingly hard to find.

Getting Around

86
WalkingVery Walkable
54
TransitGood Transit
93
BikeBiker's Paradise

Schools

9/10
Ballard High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1902

Materials

  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater: Electric,Water Heater Location: z

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood,Softwood

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 2768301270
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 2,500 sqft
  • Features: Adjacent to Public Land,Curbs,Drought Resistant Landscape,Open Lot,Paved,Secluded,Sidewalk,Value In Land

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$79$948
Property Taxes $542$6,504
Electricity $149$1,793
Total$3,798$45,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,217/yr
40% on housing$113,940/yr
45% on housing$101,280/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$856This listing

vs Other Active Listings

Avg $/sqft

ZIP 98107$384
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98107$597
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$599,000
1993-10-29Sold$119,000

For Sale by Agent

AgentRyan Raffetto
BrokerageRennie Group

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