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12820 87th Avenue, Kirkland, WA, 98034

3beds
3baths
1,820sqft
$1,000,000
$549price/sqft
$6,068/moest. monthly cost
$242,720/yrincome needed

About This Home

Come view a rare home where thoughtful renovations, lush outdoor living, and greenbelt-backed privacy come together in one of Kirkland's most sought after neighborhoods. Set on a quiet cul-de-sac in coveted Finn Hill, this home boasts a new roof, newly installed AC, newly renovated bathrooms, fresh paint and carpet, an expansive composite deck, tons of storage, and so many vignette's that make entertaining a dream. Enjoy lush gardens of native plants and thoughtful spots for relaxing. Light, bright and airy this home fills with radiant sunshine. The fully finished daylight basement is bright, modern and spacious. The recently renovated kitchen is replete with two skylights that bathe the kitchen in natural light. Open concept, light and inviting, this home has it all. Welcome to Finn Hill. Welcome Home.

Getting Around

16
WalkingCar-Dependent
25
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

7/10
6/10
10/10
Juanita High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1980

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Products

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den Office

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 2783600140
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.45 Acres
  • Features: Cul-De-Sac,Curbs,Drought Resistant Landscape,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$141$1,692
Property Taxes $722$8,664
Electricity $149$1,793
Total$6,068$72,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,045/yr
40% on housing$182,040/yr
45% on housing$161,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 98034$505
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98034$605
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,000,000
2026-07-28Price change$1,000,000
2026-07-22Price change$1,100,000
2026-06-25Listed for sale$1,125,000
2011-06-14Sold$340,000
2011-05-25Pending sale$359,950
2011-02-25Listed for sale$359,950

For Sale by Agent

AgentVikki Iverson
BrokerageCOMPASS

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