9725 Phinney Avenue N, Seattle, WA, 98103
About This Home
Spacious corner-lot home with a large yard, beautiful views of the Olympic Mountains, and a separate lower-level living space ideal for multigenerational living. The larger upper home and private lower unit provide the opportunity to maintain comfortable, independent living spaces. The lower kitchen was renovated in 2021, and the upper kitchen was renovated in 2025. Both kitchens feature dishwashers and garbage disposals. Additional improvements include a new mini-split heating and cooling system in 2023, including replacement of the outdoor unit and the addition of two new indoor systems, bringing air conditioning to the lower level. The upper home also features an updated bathroom, new tile flooring, and new carpet in the bedrooms, while the lower level received new flooring in 2021. The generous yard, corner-lot setting, mountain views, and two fully equipped living spaces create a unique setup for guests or flexible household needs.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Flooring: Ceramic Tile,Concrete,Hardwood,Laminate,Vinyl Plank,Carpet
Heating & Cooling
- Heating features: Ductless,Radiator,Wall Furnace,Electric,Natural Gas
- Cooling features: Ductless,None
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Property
Details
- Parcel number: 2917200110
- Zoning description: Multi-Family
- Special condition: Standard
Features
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 5,932 sqft
- Features: Corner Lot,Cable TV,Deck,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings,Patio
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in King County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $835 | $10,020 |
| Electricity | $150 | $1,805 |
| Total | $5,796 | $69,552 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $924,999 |
| 2026-07-30 | Price change | $924,999 |
| 2026-07-09 | Listed for sale | $949,999 |
| 2020-11-20 | Sold | $806,000 |
| 2020-10-12 | Pending sale | $795,000 |
| 2020-10-07 | Price change | $795,000 |
| 2020-04-11 | Listed for sale | $850,000 |
| 2020-02-07 | Listing removed | $2,250 |
| 2019-12-13 | Price change | $2,250 |
| 2019-11-23 | Listed for rent | $2,500 |
| 1996-04-25 | Sold | $162,000 |
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