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323 SW 108th Street, Seattle, WA, 98146

2beds
1baths
1,040sqft
$499,900
$481price/sqft
$3,330/moest. monthly cost
$133,200/yrincome needed

About This Home

First time Buyers! Cute and cozy! Great values in this unique, freshly renovated 2 beds, 1 bath home with a mostly finished basement which was formerly used as a large non-conforming bedroom, or can be used as a family room. Stainless Steel appliances. Washer/Dryer hookups in basement. A separate living quarter that is great for income generating potential is a huge plus. This is a rare find at this price. Convenient location with easy access to 509, 99, and 518. 15 min driving to either Downtown Seattle or SeaTac Airport. Two driveways: 8' easement off of 4th Ave SW (behind neighbor's house at the corner) and 2nd driveway is off of 108th.

Getting Around

47
WalkingCar-Dependent
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
4/10
Cascade Middle SchoolGrades 6-80.4 mi
1/10
Evergreen High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Ceramic Tile,Vinyl Plank

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen With Eating Space

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 3163600015
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 3,998 sqft
  • Features: Curbs,Paved,Fenced-Partially,Gas Available
  • Lot size dimensions: 40' x 100'

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$98$1,176
Property Taxes $556$6,672
Electricity $149$1,793
Total$3,330$39,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,171/yr
40% on housing$99,900/yr
45% on housing$88,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 98146$300
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98146$387
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$499,900
2026-07-24Listed for sale$519,900
2023-09-29Sold$289,000
2023-09-12Pending sale$379,000
2023-08-24Listed for sale$379,000
2015-02-13Sold$156,000
2013-06-14Sold$83,600
2013-03-24Pending sale$83,600
2013-03-07Listed for sale$83,600
2013-01-29Pending sale$83,600
2013-01-18Price change$83,600
2012-12-14Price change$92,000
2012-12-05Price change$10,000
2012-12-02Price change$92,000
2012-12-01Price change$10,000
2012-11-21Price change$20,000
2012-11-19Price change$92,000
2012-10-17Price change$20,000
2012-09-07Price change$92,000
2012-08-22Listed for sale$99,800
2006-06-30Sold$218,950

For Sale by Agent

AgentLyly Huynh
BrokerageHomeSmart Real Estate Assoc

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