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426 Smith Street, Seattle, WA, 98109

4beds
4baths
2,640sqft
$2,295,000
$869price/sqft
$14,005/moest. monthly cost
$560,200/yrincome needed

About This Home

A rare north-slope offering where architectural legacy meets extraordinary horizon views. Gracefully positioned on Queen Anne’s coveted north slope, this fully renovated 1910 Craftsman captures a breathtaking sweep of the Pacific Northwest’s most iconic landscapes. From Mount Baker and the Cascade Range to the Olympic Mountains, the layered panorama unfolds across Lake Union and westward over the Lake Washington Ship Canal toward the Ballard Locks, Shilshole Bay, and to the Puget Sound beyond. It is a remarkable convergence of mountain, waterway, and maritime vistas that defines elevated Seattle living. Lynne White, known for creating a "soulful home was the designer for the remodel in 2011. Classic covered front porch creates a commanding presence, while windowed French doors offer an inviting glimpse into light-filled interiors. Thoughtful sightlines extend through the living and dining rooms, blending historic warmth with the drama of the surrounding horizon. Period details & timeless craftsmanship remain intact, honoring the heritage of this distinguished Queen Anne residence while delivering the comfort and functionality expected today. With four bedrooms total, including two primary suites — one with lower-level access — the layout offers exceptional flexibility for guests, extended living, or private retreat space. All of this, moments from Queen Anne Avenue’s boutiques and dining, with seamless access to downtown Seattle and South Lake Union.

Getting Around

73
WalkingVery Walkable
64
TransitGood Transit
78
BikeVery Bikeable

Schools

9/10
8/10
McClure Middle SchoolGrades 6-80.6 mi
10/10
Lincoln High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1910

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: lower level mechanical,Water Heater Location: lower level mechanical

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Entry Hall

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Softwood,Stone,Vinyl,Carpet
  • Number of fireplaces: 4
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Upper Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,High Efficiency (Unspecified),Electric,Natural Gas
  • Cooling features: Forced Air,High Efficiency (Unspecified)

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Lower

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 3528900216
  • Zoning: NR3
  • Zoning description: Jurisdiction: City
  • Special condition: See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Lower,Main
  • Patio & porch: Second Kitchen,Second Primary Bedroom,Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: City,Lake,Sound,Territorial
  • Has water view: Yes
  • Water view: Lake,Sound
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 3,497 sqft
  • Features: Curbs,Paved,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio,Sprinkler System
  • Lot size dimensions: 33 x 105

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$359$4,308
Property Taxes $1,862$22,344
Electricity $180$2,166
Total$14,005$168,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$480,171/yr
40% on housing$420,150/yr
45% on housing$373,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$869This listing

vs Other Active Listings

Avg $/sqft

ZIP 98109$378
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98109$641
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$2,446,000
2026-03-04Listed for sale$2,496,380
2023-08-09Sold$2,250,000
2023-07-13Pending sale$2,250,000
2023-07-07Listed for sale$2,250,000
2019-05-23Sold$1,780,000
2019-04-20Pending sale$1,695,000
2019-04-12Listed for sale$1,695,000
2011-08-26Listing removed$1,295,000
2011-08-13Listed for sale$1,295,000
2010-11-15Sold$480,000
2010-10-15Price change$575,000
2010-09-25Price change$625,000
2010-07-29Listed for sale$699,900

For Sale by Agent

AgentCarrie Haymond
BrokerageColdwell Banker Bain

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