431 Smith Street, Seattle, WA, 98109
About This Home
This exceptional 4 bedroom, 3.5 bathroom home, located in sought-after north Queen Anne, offers the perfect blend of classic charm and modern comfort. The traditional living and dining rooms are accented by a beautifully tiled fireplace and refined millwork. A spacious, gourmet kitchen, featuring abundant cabinetry, granite countertops, stainless steel appliances, abundant prep space and banquette seating The home was featured on the cover of This Old House magazine and is perfect for everyday living and entertaining. Upstairs, discover generously sized bedrooms, full bath and a handsome primary suite with a luxurious renovated bathroom and custom walk-in closet. Downstairs features include a dedicated built in office workspace, laundry room, full bath, bedroom and a versatile family room/play room/media room. Complete with a tandem garage and a one car parking pad off alley allowing for near level entry into home and backyard deck m This home delivers comfort, convenience and timeless appeal.
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1925
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,2 Stories w/Bsmnt
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Garbage Disposal,Refrigerator(s),Washer(s)
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom Full
- Level: Second
Bathroom Full
- Level: Lower
Bathroom Three Quarter
- Level: Second
Bedroom
- Level: Lower
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den Office
- Level: Lower
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Dining Room,High Tech Cabling
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,High Efficiency (Unspecified),Radiant,Recirculation Pump,Electric,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 3,590
- Total interior livable area: 3,590 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Rec Room
- Level: Lower
Property
Details
- Parcel number: 3528900285
- Zoning: city
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: none
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary,Dining Room,Fireplace,High Tech Cabling,Sprinkler System,Walk-In Closet(s),Wine Cellar
- Topography of land: Level,Partial Slope
Lot
- Lot size: 5,248 sqft
- Features: Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Deck,Fenced-Partially,Gas Available,High Speed Internet,Sprinkler System
Parking
- Total spaces: 4
- Parking features: Attached Garage,Off Street
- Has garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in King County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,604 | $139,248 |
| Home Insurance * | $359 | $4,308 |
| Property Taxes | $1,955 | $23,460 |
| Electricity | $245 | $2,946 |
| Total | $14,163 | $169,956 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $2,295,000 |
| 2002-04-15 | Sold | $880,000 |
| 1996-06-28 | Sold | $352,500 |
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