See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31089 E Lake Morton Drive SE, Kent, WA, 98042

2beds
1baths
1,160sqft
$695,000
$599price/sqft
$4,466/moest. monthly cost
$178,640/yrincome needed

About This Home

Experience the magic of waterfront living at this charming Lake Morton retreat, where timeless mid-century character meets the laid-back lake lifestyle you've been dreaming of. Nestled on a spacious waterfront lot, this inviting 2-bedroom cottage offers stunning views, abundant outdoor living space, and the perfect setting for year-round enjoyment. Inside, warm and welcoming spaces are anchored by a cozy wood-burning fireplace, creating the ideal place to gather after a day on the water. Expansive covered porches invite you to sip your morning coffee, entertain guests, or simply relax and take in the peaceful surroundings. Step outside and enjoy your private dock, complete with a slide for endless summer fun. Whether you're swimming, boating, fishing, or soaking up the sunshine, this property is designed to help you make the most of lakefront living. A rare bonus, the oversized detached 3-car garage offers exceptional flexibility for storage, hobbies, recreational equipment, or workshop space. The generous lot provides room to spread out and enjoy the beauty of the waterfront setting. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity with vacation rental potential, this Lake Morton gem offers a rare chance to own your own slice of waterfront paradise. Schedule your private tour today!

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
5/10
Kentlake High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dryer(s),Water Heater: Gas,Water Heater Location: Storage Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Garage

Utility Room

  • Level: Garage

Property

Details

  • Parcel number: 4053200235
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage length: Waterfront Ft: 55
  • Topography of land: Level
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 0.42 Acres
  • Features: Paved,Cable TV,Dock,Fenced-Partially,Gas Available,High Speed Internet,Patio,Shop

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$150$1,800
Property Taxes $653$7,836
Electricity $149$1,793
Total$4,466$53,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,120/yr
40% on housing$133,980/yr
45% on housing$119,093/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$599This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$302
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$695,000
2026-07-31Price change$695,000
2026-06-05Listed for sale$725,000
2008-02-06Sold$400,000
AgentCarla R. Clark
BrokerageKW Mountains to Sound Realty

Similar Homes