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31845 197th Avenue SE, Kent, WA, 98042

3beds
4baths
3,600sqft
$980,000
$272price/sqft
$6,269/moest. monthly cost
$250,760/yrincome needed

About This Home

This exceptional home is a dream for car or boat enthusiasts— and ¾ mile from the Lake Morton boat launch. You will appreciate the incredible parking & workspace options including a 3-car attached garage and 35'x 40' detached shop complete with overhead heater, workbenches, loft storage, carport & RV parking too. An additional detached studio offers possibilities as an art studio or spacious garden shed. Inside this beautiful home you'll find a living room is a stunning gathering space; the family room is an inviting place to relax near the fireplace & opens to an expansive deck ideal for outdoor dining & entertaining. Thoughtfully designed kitchen features solid wood cabinetry & large island with bar stool seating. The upper level includes 2 large secondary bedrooms & an updated bath. The Primary Ensuite serves as a private retreat with fireplace, vaulted ceilings, hardwood floors, & an open-concept closet. A private bath features a freestanding tub & walk-in shower. The lower level offers a media/exercise room and the bonus room features a wet bar, bar-stool seating, & built-in bench storage. The perfect place for gatherings, hobbies, or game nights. With its peaceful setting near the lake, generous living spaces, & unmatched garage & shop capacity, this Lake Morton area property offers a rare combination of lifestyle, functionality, & room to pursue every passion

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Kentlake High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1978

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning,Lower Level: 1,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Stove/Free Standing,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total interior livable area: 3,600 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4053200931
  • Zoning: RA5
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Fireplace (Primary Bedroom),Vaulted Ceiling(s),Walk-In Closet(s),Wired for Generator
  • Has spa: Yes
  • Topography of land: Level,Rolling

Lot

  • Lot size: 1.25 Acres
  • Features: Dead End Street,Paved,Secluded,Cable TV,Deck,Fenced-Partially,Hot Tub/Spa,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 14
  • Parking features: Detached Carport,Driveway,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 8
  • Uncovered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$211$2,532
Property Taxes $857$10,284
Electricity $246$2,954
Total$6,269$75,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,937/yr
40% on housing$188,070/yr
45% on housing$167,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$302
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$1,000,000
2026-05-06Price change$1,050,000
2026-04-24Price change$1,100,000
2026-03-17Listed for sale$1,125,000

For Sale by Agent

AgentMelinda Smart, John L. Scott, Inc.
BrokerageJohn L. Scott, Inc.

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