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4055 Latona Avenue NE, Seattle, WA, 98105

3beds
2baths
1,920sqft
$760,000
$396price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Charming Wallingford Bungalow! Step onto the classic covered front porch and into this beautifully preserved Wallingford gem, bursting with original hardwood floors and vintage details. The welcoming living room features a cozy fireplace, flowing effortlessly into a spacious dining area. Home chefs will love the large kitchen, equipped with stainless steel appliances, a lovely vintage breakfast nook, and a functional mudroom. Two bright bedrooms and a full bathroom complete the main level. Downstairs, the lower level runs the length of the home featuring a rustic kitchenette, bathroom, utility room, and a non-conforming bedroom, presenting a unique opportunity to renovate, build sweat equity, or complete your vision for a future ADU. Outside, the property features a shared driveway with 4059 Latona and a large back yard. Both the front and back yards boast mature landscaping, ideal for gardening and entertaining, complete with established, fruit-bearing trees. Bring your vision to this vibrant Seattle neighborhood! Piano does not convey.

Getting Around

81
WalkingVery Walkable
76
TransitExcellent Transit
74
BikeVery Bikeable

Schools

7/10
10/10
Lincoln High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Unfinished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Flooring: Ceramic Tile,Hardwood,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,High Efficiency (Unspecified),Radiant,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 4206901280
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: City,Lake,Partial
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level,Sloped
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 3,998 sqft
  • Features: Curbs,Paved,Sidewalk,Value In Land,Fenced-Partially,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$135$1,620
Property Taxes $669$8,028
Electricity $149$1,793
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 98105$507
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98105$561
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$760,000
2026-07-24Listed for sale$760,000
2026-07-24Pending sale$760,000
2026-07-22Price change$760,000
2026-07-15Listed for sale$765,000
2026-07-10Pending sale$765,000
2026-07-09Price change$765,000
2026-06-30Price change$775,000
2026-06-16Listed for sale$799,000

For Sale by Agent

AgentPatrick Beringer
BrokerageRedfin

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