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7533 Earl Ave NW, Seattle, WA, 98117

4beds
5baths
3,439sqft
$2,232,500
$649price/sqft
$13,699/moest. monthly cost
$547,960/yrincome needed

About This Home

Construction completion expected Spring 2027. Experience elevated Pacific Northwest living in this exceptional Thomas James Homes design, thoughtfully crafted by McCullough Architects. This soon to be built residence offers a highly flexible floor plan, including a private lower-level ADU complete with a kitchenette-ideal for extended guests, multigenerational living, or potential rental income. The main level is designed for modern living, featuring open-concept living, dining, and kitchen spaces that flow seamlessly together, along with a convenient bedroom and access to a covered deck for year-round enjoyment. An alley-loaded garage provides space for recreational vehicles, while the attached two-car garage and driveway offer ample additional parking. Upstairs, the home continues to impress with a generous primary suite, a versatile loft area, and two additional bedrooms, perfect for work-from-home needs or growing households. Abundant windows throughout the home flood the interiors with natural light, creating a warm and inviting atmosphere. Ideally situated in the heart of Loyal Heights, just minutes from parks, top-rated schools, and neighborhood shops, this home perfectly balances modern design, functionality, and everyday convenience. Contact a TJH team member to find out more about personalized design options while in early stages.

Getting Around

71
WalkingVery Walkable
45
TransitSome Transit
77
BikeVery Bikeable

Schools

3/10
Licton Springs K-8Grades PK-80.5 mi
10/10
Ballard High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Other,Wood Siding,Stone

Other

  • Builder name: Thomas James Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • In-Law Floorplan
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,439 sqft

Property

Details

  • Parcel number: 4443800450

Features

  • Levels: 2.0
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3,881 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,288$135,456
Home Insurance *$332$3,984
Property Taxes $1,844$22,128
Electricity $235$2,822
Total$13,699$164,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$469,680/yr
40% on housing$410,970/yr
45% on housing$365,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 98117$400
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98117$555
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$2,232,500
2019-07-23Listing removed$2,050
2019-06-20Listed for rent$2,050
2018-07-06Listing removed$2,025
2018-06-30Listed for rent$2,025

New Construction Spec

BrokerageThomas James Homes

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