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5526 20th Avenue S, Seattle, WA, 98108

3beds
2baths
1,652sqft
$795,000
$481price/sqft
$4,956/moest. monthly cost
$198,240/yrincome needed

About This Home

CITY OF SEATTLE PERMITTED REMODEL: Great Home in friendly neighborhood! Welcoming Layout w/Living & Dining Combo open to Brand New Kitchen. Primary Bedroom w/En Suite Full Bath, 2 More Bedrooms + Den, in convenient Beacon Hill location. Recent Updates include: New Laminate Floors, New Cabinets + Hardware w/White Quartz Counters, New Millwork & Doors, New Stainless Steel Appliances including Gas Range, New Carpet & Paint in & out. New Electrical, Plumbing. Bonus: Fully Finished Basement w/easy-care epoxy floors is a fantastic extra space! Efficient Gas Furnace & New 40-Gallon Water Heater plus New Composition Roof. Airport Window Package. New Back Deck overlooks a newly landscaped yard. Off-Street Parking for 1-2 Vehicles in Front Driveway & 2-Vehicles in Back (1 under a New Carport). Close to Jefferson Park, Light Rail, Restaurants, Shopping. Easy access to I-5 & I-90.

Getting Around

44
WalkingCar-Dependent
58
TransitGood Transit
70
BikeVery Bikeable

Schools

8/10
Maple Elementary SchoolGrades K-50.7 mi
7/10
Mercer Middle SchoolGrades 6-80.8 mi
8/10
Cleveland High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1908

Materials

  • Foundation: Block,Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric- New 40 Gallon,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Concrete,Laminate,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,652 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 5248800280
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Water Heater
  • Has view: Yes
  • View description: City
  • Topography of land: Level

Lot

  • Lot size: 3,998 sqft
  • Features: Curbs,Paved,Sidewalk,Deck,Fenced-Partially,RV Parking

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway,Off Street,RV Parking
  • Covered spaces: 1
  • Uncovered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$142$1,704
Property Taxes $646$7,752
Electricity $149$1,793
Total$4,956$59,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,920/yr
40% on housing$148,680/yr
45% on housing$132,160/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 98108$315
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98108$410
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$825,000
2026-04-22Price change$829,900
2026-04-01Price change$834,999
2026-03-18Price change$839,900
2026-02-27Listed for sale$850,000
2022-06-27Sold$550,000
2022-06-16Pending sale$499,000
2022-06-15Listed for sale$499,000
2016-06-29Sold$325,000
2009-06-30Sold$160,000
2009-04-17Price change$199,000
2009-04-04Price change$225,000
2009-03-13Price change$245,000
2009-02-08Listed for sale$260,000
2006-06-14Sold$289,000
1998-03-31Sold$138,500

For Sale by Agent

AgentJanette Wilcox
BrokerageWilcox Real Estate

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