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12531 81st Place NE, Kirkland, WA, 98034

1beds
1baths
1,760sqft
$1,060,000
$602price/sqft
$6,415/moest. monthly cost
$256,600/yrincome needed

About This Home

12531 81st Pl NE is a two-story Kirkland home set on a cul-de-sac lot. The kitchen includes a center island with counter seating and ample cabinetry, giving room to prep and serve. A stone fireplace anchors the main living area, adding warmth and a natural focal point beneath the hardwood floors. The primary bedroom is served by a walk-in closet for organized storage, and one of the full bathrooms provides double sinks to ease a shared routine. A wooden deck and a fully fenced backyard extend the living space outdoors, while a two-car garage adds covered parking and storage, completing a functional home with usable space throughout.

Getting Around

39
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
10/10
Juanita High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Bathroom Full

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 6396000070
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,359$64,308
Home Insurance *$149$1,788
Property Taxes $758$9,096
Electricity $149$1,793
Total$6,415$76,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,942/yr
40% on housing$192,450/yr
45% on housing$171,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 98034$504
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98034$605
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,060,000
2026-07-14Sold$1,006,000
2005-06-15Sold$419,420
2002-11-15Sold$285,000
1994-03-21Sold$177,000

For Sale by Agent

AgentSharon Parmenter
BrokerageOpendoor Brokerage, LLC

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