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23927 SE 238th St., Maple Valley, WA, 98038

2beds
2baths
1,050sqft
$682,900
$650price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

Riverfront Paradise! Welcome to this rare, first-time-on-the-market opportunity. A charming 1,050 sq ft, 2-bedroom, 1.5-bath home nestled along the scenic Cedar River. This well-maintained home offers comfort and simplicity with a cozy wood-burning stove, new appliances, fresh interior paint, and brand-new carpet throughout. Step outside and unwind on the spacious deck while enjoying the tranquil sounds of the river, perfect for entertaining or quiet evenings in nature.Outdoor enthusiasts will love the location! The 17+ mile Cedar River Trail is approximately 600ft/4 minute walk away, and stretches from Landsburg Park to Renton, offering year-round recreation. Fish for rainbow and coastal cutthroat trout in the summer months, and experience the incredible fall salmon runs featuring Coho, Chinook, and Sockeye. Wildlife sightings of deer and elk add to the natural beauty of this unique property. Conveniently located just 5 miles from Hwy 18 and 13 miles to Hwy 405/Renton, you’ll enjoy both peaceful seclusion and easy access to nearby amenities.Bonus opportunity: The adjacent home is also available for sale by the same owner ideal for multi-generational living or investment potential. Don’t miss your chance to own a slice of riverfront serenity!

Getting Around

1
WalkingCar-Dependent
14
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
Maple View Middle SchoolGrades 6-83.7 mi
8/10
Tahoma Senior High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1986

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Other

  • Builder name: Allard Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Coat closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,See Remarks,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 6399600205
  • Zoning: RA-5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Medium Bank,River
  • Frontage length: Waterfront Ft: 77
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.30 Acres
  • Features: Adjacent to Public Land,Dead End Street,Paved,Deck,Fenced-Partially,High Speed Internet,Outbuildings,RV Parking

Parking

  • Total spaces: 7
  • Parking features: Attached Carport,Driveway,Off Street,RV Parking
  • Covered spaces: 1
  • Uncovered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Inland Flooding
Heat Wave
Landslide

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,453$41,436
Home Insurance *$142$1,704
Property Taxes $660$7,920
Electricity $149$1,793
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$650This listing

vs Other Active Listings

Avg $/sqft

ZIP 98038$330
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98038$361
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$749,900
1984-06-25Sold$38,500

For Sale by Agent

AgentTom Kittelman
BrokerageKW Mountains to Sound Realty

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