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23837 SE 45th Street, Issaquah, WA, 98029

4beds
4baths
3,450sqft
$1,995,000
$578price/sqft
$11,988/moest. monthly cost
$479,520/yrincome needed

About This Home

PRICE IMPROVEMENT! Tucked at the end of a quiet cul-de-sac in Rainbow Lake Ranch community, this beautiful custom home offers privacy, elegance, and timeless Northwest charm. The grand entryway's soaring ceiling make a striking first impression. The gourmet kitchen features elegant Caesarstone premium quartz countertops, a custom Boos butcher block island, and stainless steel appliances. Stunning luxurious dark hardwood floors extend throughout the main level, creating a warm and inviting flow. The family room is anchored by a striking river rock fireplace, while the primary suite offers a peaceful retreat with vaulted clapboard ceiling and tranquil views of the sprawling backyard. Situated on a shy half-acre, the expansive paved patio and level yard are ideal for entertaining a large group or relaxing in a quiet natural setting. A permitted 4th bedroom was approved by the City of Sammamish making it a true 4 bedroom home. The oversized spacious 3-car garage provides storage galore for vehicles, boat, toys, gym equipment, and a built-in shop space. Thoughtfully maintained with a 50-year Presidential roof, new interior and exterior paint, updated windows and furnace, and newer carpet. Enjoy the best of Sammamish living with close proximity to shopping, dining, tech campuses, schools, parks and I-90, all while enjoying the calm peaceful charm of Rainbow Lake Ranch with its private walking trail and community fishing pond. Pride of ownership shows throughout this exquisite home.

Getting Around

15
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Issaquah High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: Gas,Wood Burning

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Electric,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,450 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7122000180
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,French Doors,Jetted Tub,Pantry,Security System,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Spa features: Bath
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.47 Acres
  • Features: Cul-De-Sac,Dead End Street,Paved,Fenced-Partially,Gas Available,High Speed Internet,Patio,Shop

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$231$2,772
Property Taxes $1,435$17,220
Electricity $235$2,831
Total$11,988$143,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$411,017/yr
40% on housing$359,640/yr
45% on housing$319,680/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 98029$468
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98029$616
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$2,145,000
2026-04-10Price change$2,245,000
2026-03-27Listed for sale$2,350,000
2010-01-26Listing removed$750,000
2009-12-27Listed for sale$750,000
2009-10-29Sold$725,000
2009-08-16Price change$750,000
2009-06-12Listed for sale$779,000
1997-12-01Sold$480,000

For Sale by Agent

AgentSusan Kicha
BrokerageKeller Williams Eastside

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