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13800 SE 21st Street, Bellevue, WA, 98005

4beds
3baths
2,290sqft
$1,595,000
$697price/sqft
$9,409/moest. monthly cost
$376,360/yrincome needed

About This Home

Modern updates, meaningful efficiency upgrades, and an outstanding College Hill location make this Bellevue home one you won't want to miss. Freshly refinished hardwood floors, fresh interior paint, soaring vaulted ceilings, and abundant natural light create an inviting first impression, while new efficient Milgard vinyl windows are pending installation to further enhance the home's comfort, efficiency, and value. The gourmet kitchen features granite countertops, stainless steel appliances, and opens seamlessly to the main living area anchored by a cozy corner fireplace. The spacious primary suite offers a walk-in closet, while the fully finished lower level includes an expansive family room with a second fireplace, a versatile flex room, and a convenient half bath. Major upgrades include owned solar panels paired with a Tesla Powerwall+ with full house electrical backup, a high-efficiency HVAC system, upgraded 200-amp electrical service, an EV charging station, CAT5 networking, and a finished garage with custom cabinetry, overhead storage, and new garage doors with modern openers. Outside, enjoy a private, fully fenced backyard featuring refreshed landscaping, a covered hot tub, Tuff Shed, and new sliding doors that create an ideal setting for year-round entertaining. Conveniently located near Bellevue's extensive trail system with quick access to I-90, I-405, downtown Bellevue, Seattle, Kirkland, and Issaquah. Pre-inspected and truly move-in ready.

Getting Around

45
WalkingCar-Dependent
43
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

5/10
9/10
Odle Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1971

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Washer(s),Water Heater Location: garage

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Laminate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Electric,Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas,Solar PV
  • Cooling features: 90%+ High Efficiency,Forced Air

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7811210150
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Jetted Tub,Security System,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,845 sqft
  • Features: Paved,Sidewalk,Cabana/Gazebo,Cable TV,Electric Car Charging,Fenced-Fully,High Speed Internet,Hot Tub/Spa,Patio

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$213$2,556
Property Taxes $975$11,700
Electricity $156$1,879
Total$9,409$112,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$322,594/yr
40% on housing$282,270/yr
45% on housing$250,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$697This listing

vs Other Active Listings

Avg $/sqft

ZIP 98005$674
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98005$714
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,595,000
2012-06-21Sold$550,000

For Sale by Agent

AgentJustin Richards
BrokerageRedfin

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