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1024 S Director Street, Seattle, WA, 98108

1beds
1baths
1,180sqft
$360,000
$305price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

INVESTOR ALERT! Development opportunity in South Park: build up to 4 units (buyer to confirm). This 6,000 sf lot is zoned NR under Seattle's 2026 citywide upzone, permitting up to 6 units, height to 32 ft (42 ft with bonuses), that would expose views of Rainier. No MHA payment requirement. Hold, redevelop, or add DADU's. The existing home is a 1931 one-bedroom cottage with vintage character: coved ceilings, leaded glass, laminate hardwood floors, and an updated electrical system. A huge unfinished basement with tall ceilings offers additional upside potential. Finish it out and nearly double the livable square footage. A strong fix-and-flip candidate or a project for a motivated owner-occupant ready to put in some sweat equity. Lots of options. Tons of potential! Great location on dead-end road, in South Park, a neighborhood on the rise, with a growing lineup of popular restaurants, coffee shops, bars, bottle shops, and taprooms nearby. 6 parks in a 1-mile radius, including beloved Duwamish Waterway Park and Duwamish River People's Park. About 15 minutes to downtown Seattle and 10 minutes to SeaTac Airport.

Getting Around

46
WalkingCar-Dependent
41
TransitSome Transit
59
BikeBikeable

Schools

3/10
Concord Elementary SchoolGrades PK-50.3 mi
7/10
Denny Middle SchoolGrades 6-82.2 mi
3/10
Chief Sealth High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1931

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Dining Room
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Electric,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7883605760
  • Zoning: NR
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Dining Room,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 5,998 sqft
  • Features: Dead End Street,Paved,Cable TV,Fenced-Partially,Gas Available,High Speed Internet,Outbuildings

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$64$768
Property Taxes $364$4,368
Electricity $149$1,793
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 98108$319
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98108$410
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$360,000
2026-08-05Pending sale$360,000
2026-07-23Listed for sale$360,000
2015-04-03Sold$130,000
2015-02-27Pending sale$129,900
2015-02-12Price change$129,900
2015-01-22Listed for sale$164,900
2015-01-01Pending sale$164,900
2014-12-22Listed for sale$164,900
2014-12-05Sold$134,900
2014-10-28Price change$97,500
2014-08-29Listed for sale--
2007-09-14Sold$250,000
2004-05-28Sold$177,000

For Sale by Agent

AgentGeoff Hill
BrokerageKW Greater Seattle

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