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1010 S Director Street, Seattle, WA, 98108

3beds
2baths
2,150sqft
$715,000
$333price/sqft
$4,571/moest. monthly cost
$182,840/yrincome needed

About This Home

Rare opportunity to own a timeless Victorian on two parcels totaling nearly .22 acres in Seattle's vibrant South Park neighborhood! This charming 3-bedroom, 2-bath home offers over 2,150 sq. ft. of character-filled living space featuring original hardwood floors, spacious living and dining rooms, a farmhouse-inspired kitchen with stainless steel appliances, and flexible spaces ready to fit your lifestyle. The partially finished basement adds room for hobbies, storage, or future possibilities. Step outside to discover a beautifully maintained garden, mature fruit trees, a large fully fenced backyard, and a charming chicken coop—creating your own private urban homestead. A detached tandem garage with workshop, oil pit, and engine trolley is perfect for car enthusiasts, makers, or small business owners. The second parcel and convenient alley access provide exceptional parking for multiple vehicles, RVs, boats, trailers, or future opportunities. Tucked away on a dead-end street just minutes from downtown Seattle, Georgetown, SoDo, parks, breweries, restaurants, and major commuter routes, this one-of-a-kind property offers the perfect blend of historic charm, outdoor living, flexibility, and long-term potential. Opportunities like this are truly rare!

Getting Around

50
WalkingCar-Dependent
40
TransitSome Transit
57
BikeBikeable

Schools

3/10
Concord Elementary SchoolGrades PK-50.2 mi
7/10
Denny Middle SchoolGrades 6-82.2 mi
3/10
Chief Sealth High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1909

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian,1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Oil,Wood
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7883605775
  • Zoning description: Jurisdiction: City
  • Special condition: See Remarks

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 5,898 sqft
  • Features: Dead End Street,Paved,Patio

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$128$1,536
Property Taxes $679$8,148
Electricity $149$1,793
Total$4,571$54,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,720/yr
40% on housing$137,130/yr
45% on housing$121,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 98108$316
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98108$410
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$699,950
2026-07-08Listed for sale$715,000
2022-08-04Sold$690,000
2022-07-10Pending sale$700,000
2022-07-07Price change$700,000
2022-06-10Listed for sale$725,000
2001-11-21Sold$175,200

For Sale by Agent

AgentGreg Gai
BrokerageCENTURY 21 North Homes Realty

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