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16119 SE 31st St, Bellevue, WA, 98008

4beds
2baths
1,990sqft
$1,450,000
$729price/sqft
$8,514/moest. monthly cost
$340,560/yrincome needed

About This Home

Stylish, chic 4-bed / 2-bath rambler in Spirit Ridge — a comfortable, light-filled home with vaulted pine ceilings, plentiful skylights, and large windows that connect interior and exterior spaces. The well-appointed kitchen centers on a generous island and features elegant cabinetry and a sunny garden window. The spacious primary suite offers a contemporary bath and a peaceful backyard outlook; hardwood floors, a cozy reading loft, and a welcoming front porch complete the home. Thoughtful recent upgrades deliver true turnkey readiness: both bathrooms fully renovated with modern fixtures and tile work; a new roof; new HVAC system (AC and furnace); a recently replaced main water line; updated light fixtures and contemporary hardware throughout; a new fence; and a refinished backyard with a new deck and professionally designed landscaping. Located on flat streets with direct access to Spirit Ridge Park, easy I-90 commutes, and top-rated schools — move-in-ready living in a desirable neighborhood.

Getting Around

21
WalkingCar-Dependent
37
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

8/10
8/10
Tillicum Middle SchoolGrades 6-81.2 mi
9/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 1966

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Bonus Room

  • Level: Split

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Dining Room,Loft
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 792310038007
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Loft,Skylight(s),Vaulted Ceiling(s)

Lot

  • Lot size: 8,019 sqft
  • Features: Curbs,Paved,Cable TV,Fenced-Fully,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$147$1,764
Property Taxes $887$10,644
Electricity $149$1,793
Total$8,514$102,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,908/yr
40% on housing$255,420/yr
45% on housing$227,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 98008$596
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98008$703
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,390,000
2026-07-29Listed for sale$1,450,000
2018-08-17Sold$880,000
2018-07-17Pending sale$875,000
2018-07-12Listed for sale$875,000
2006-08-01Sold$535,500
2002-08-16Sold$360,000

For Sale by Agent

AgentYun Tian
BrokerageKelly Right RE of Seattle LLC

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