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3216 20th Avenue S, Seattle, WA, 98144

3beds
2baths
1,940sqft
$675,000
$348price/sqft
$4,287/moest. monthly cost
$171,480/yrincome needed

About This Home

First time on the market! Charming one story home with a full basement in the heart of Beacon Hill. The main floor offers 3 bedroom, 1 bath, a functional kitchen and a cozy fireplace. Roof was replaced in 2017. Lower level features a separate entrance, 3/4 bath, fireplace and a versatile bonus rooms perfect for additional bedroom, game room, home office or to customize to your liking. Fully fenced with minimal yard maintenance. Located in a radiant community close to restaurants and local eateries, with easy access to I-15, plus Jefferson Park, Bill Wright Golf Complex right across the street and Light rail nearby. With little TLC this can be a beautiful home. Don't miss this opportunity!

Getting Around

55
WalkingSomewhat Walkable
71
TransitExcellent Transit
81
BikeVery Bikeable

Schools

4/10
7/10
Washington Middle SchoolGrades 6-81.7 mi
4/10
Franklin High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1966

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1966

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Partially Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Bonus Room

  • Level: Lower

Entry Hall

  • Level: Main

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 8161600060
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 3,245 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Fully

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway,Off Street
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$132$1,584
Property Taxes $593$7,116
Electricity $149$1,793
Total$4,287$51,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,982/yr
40% on housing$128,610/yr
45% on housing$114,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 98144$347
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98144$500
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$675,000
2026-07-31Listed for sale$675,000

For Sale by Agent

AgentRoel M. Borja
BrokerageJohn L. Scott, Inc

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