20119 SE 266th Street, Covington, WA, 98042
About This Home
Tucked away from the main roadway, this well-maintained home offers the space and flexibility that are becoming increasingly difficult to find. With five bedrooms, including a spacious main-level bedroom ideal for guests, multi-generational living, or a home office, the layout accommodates a variety of needs now and in the future. The kitchen serves as the heart of the home, featuring an island, walk-in pantry, generous storage, and seamless flow into the adjoining living and dining areas. Upstairs, the primary suite includes a walk-in closet and 5-piece bath, creating a comfortable retreat at the end of the day. Outside, the fully fenced backyard provides room for pets, gardening, recreation, and outdoor gatherings. Additional features include a heat pump with air conditioning, attached 3-car garage, new gutters with gutter guards, and no HOA dues. A pre-listing inspection has already been completed, providing added confidence and transparency for buyers. Conveniently located near schools, parks, shopping, dining, and commuter routes, this home combines practical living space, thoughtful updates, and a versatile floor plan while keeping everyday conveniences close at hand. Recently reduced $30,000—an exceptional value for a 5-bedroom home in Covington.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1998
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement/Concrete,Wood Products
Notable Dates
- Major remodel year: 1998
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Ceiling Fan(s),Dining Room,Pantry
- Window features: Dbl Pane/Storm Window,Skylight(s)
- Flooring: Hardwood,Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Fireplace Insert,Forced Air,Electric,Natural Gas
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 8648100170
- Zoning: R4
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: No
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Second Primary Bedroom,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Territorial
- Topography of land: Level,Terraces
- Residential vegetation: Garden Space
Lot
- Lot size: 8,572 sqft
- Features: Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Patio,RV Parking
Parking
- Total spaces: 7
- Parking features: Driveway,Attached Garage,Off Street,RV Parking
- Has garage: Yes
- Covered spaces: 3
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in King County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $604 | $7,248 |
| Electricity | $149 | $1,793 |
| Total | $4,311 | $51,732 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $675,000 |
| 2026-07-17 | Price change | $675,000 |
| 2026-06-26 | Price change | $699,950 |
| 2026-06-09 | Listed for sale | $729,950 |
| 2006-01-26 | Sold | $335,000 |
| 2002-03-29 | Sold | $243,950 |
| 1999-02-05 | Sold | $205,000 |
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