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944 Rosemary Ter, Deerfield, IL, 60015

5beds
5baths
4,420sqft
$1,599,900
$362price/sqft
$12,065/moest. monthly cost
$482,600/yrincome needed

About This Home

This stunning new construction home offers an unbeatable location-within walking distance to downtown and the train station and just five minutes from the highway for easy commuting. It is also served by highly sought-after Kipling Elementary and Deerfield High School, one of the top-ranked high schools in Illinois. Step inside to experience refined luxury, with wide-plank 5-inch white oak hardwood floors throughout, expansive Pella windows that fill the home with natural light, and elegant quartz countertops. The gourmet kitchen is designed to impress, featuring a 48-inch Dacor refrigerator and range, a dramatic 10-foot island, under-cabinet lighting, and a butler's pantry-perfect for entertaining. A direct-vent gas fireplace adds warmth and sophistication to the main living area. The primary suite is a true retreat, ensuite complete with heated floors, a freestanding soaking tub, and dual 60-inch vanities. Additional standout features include a dedicated dog wash station in the laundry room, a built-in home office thats sure to impress and a well-appointed mudroom with ample storage. The home's impressive scale is highlighted by 10-foot ceilings on the main level, 12-foot ceilings in the bedrooms, 8-foot solid-core doors, and an 8-foot sliding door in the family room. The living room is also pre-wired for surround sound, making entertaining effortless. This exceptional home offers five bedrooms, including two ensuite bedrooms and a total of 4.5 bathrooms-blending luxury, comfort, and thoughtful design throughout.

Getting Around

76
WalkingVery Walkable
29
TransitSome Transit
50
BikeBikeable

Schools

9/10
8/10
10/10
Deerfield High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Bedroom3

  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom4

  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom5

  • Level: Basement
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Family Room

  • Level: Basement
  • Area: 552
  • Dimensions: 23X24

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,420 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Butler,Custom Cabinetry,SolidSurfaceCounter)
  • Level: Main
  • Area: 528
  • Dimensions: 16X33

Laundry

  • Level: Second
  • Area: 48
  • Dimensions: 6X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 598
  • Dimensions: 26X23

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 255
  • Dimensions: 15X17

Mud Room

  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16283110250000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 8,100 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,089$97,068
Home Insurance *$624$7,488
Property Taxes $3,013$36,156
Electricity $339$4,079
Total$12,065$144,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$413,657/yr
40% on housing$361,950/yr
45% on housing$321,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 60015$292
Lake County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 60015$291
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-02-09Sold$370,000

New Construction

AgentCarol Arechiga
BrokerageReal 1 Realty

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