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4203 SW 328th Street, Federal Way, WA, 98023

6beds
3baths
2,270sqft
$699,950
$308price/sqft
$4,497/moest. monthly cost
$179,880/yrincome needed

About This Home

Completely updated 6-bedroom home in the desirable Twin Lakes neighborhood offering space, comfort & flexibility for modern living. Features include new LVP floors, fresh interior & exterior paint, new LED lights, new doors & trim, updated kitchen & bathrooms, newer windows & A/C. The bright, open layout features vaulted ceilings, a welcoming living area w/ wood-burning FP, & a beautifully updated kitchen w/ SS appliances, slab quartz countertops, new cabinets & modern finishes. Spacious dining area opens to a Trex deck, creating easy indoor/outdoor living for BBQs, morning coffee or entertaining. Flexible floor plan offers room for guests, work-from-home space, hobbies or multi-generational living. Large laundry room & 2-car garage w/ extra storage add everyday convenience. Corner lot setting. Close to parks, golf, schools, shopping, dining & commuter routes.

Getting Around

20
WalkingCar-Dependent
27
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

6/10
4/10
Lakota Middle SchoolGrades 6-81.7 mi
3/10
Decatur High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Bonus Room

  • Level: Lower

Den Office

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Family Room

  • Level: Main

Features

  • Dining Room
  • Window features: Skylight(s)
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas,Wood

Interior Area

  • Total structure area: 2,270
  • Total interior livable area: 2,270 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 8732030180
  • Zoning: RS7.2
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Dining Room,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Topography of land: Partial Slope

Lot

  • Lot size: 7,845 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Deck,Fenced-Partially,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$160$1,920
Property Taxes $643$7,716
Electricity $155$1,863
Total$4,497$53,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,182/yr
40% on housing$134,910/yr
45% on housing$119,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 98023$305
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98023$319
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$750,000
2021-11-29Sold$542,000
2021-10-08Pending sale$529,950
2021-10-06Listed for sale$529,950

For Sale by Agent

AgentJesse Tronson
BrokerageAQUA Real Estate

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