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7305 Earl Avenue NW, Seattle, WA, 98117

4beds
2baths
2,160sqft
$964,000
$446price/sqft
$6,006/moest. monthly cost
$240,240/yrincome needed

About This Home

First time on the market in decades! Lovingly maintained mid-century brick home in Ballard’s sought-after Loyal Heights neighborhood. Filled with natural light, beautiful original hardwood floors, and timeless character, this inviting residence features an ideal upstairs floor plan with well-appointed living spaces and bedrooms thoughtfully arranged for comfortable everyday living. The flexible lower level offers a bedroom, bathroom, and living area—providing excellent potential for multi-generational living, guest quarters, a home office, or additional recreation space. The possibilities are endless. Enjoy a fully fenced backyard surrounded by lush, established landscaping and an abundance of fruit-bearing trees, creating a private outdoor oasis for relaxing, gardening, and entertaining. Additional highlights include abundant storage, an attached one-car garage, and convenient alley-access driveway parking. Ideally located near highly regarded schools and just minutes from Golden Gardens, Larsen’s Bakery, the Ballard Farmers Market, Trader Joe’s, neighborhood parks, local shops, and cafés—this home offers the perfect blend of classic charm, community, and everyday convenience.

Getting Around

67
WalkingSomewhat Walkable
44
TransitSome Transit
76
BikeVery Bikeable

Schools

8/10
Whitman Middle SchoolGrades 6-81.3 mi
9/10
Ballard High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1955

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 9165100235
  • Zoning: NR3
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 3,881 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,High Speed Internet,Outbuildings
  • Lot size dimensions: 40 x 97

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,874$58,488
Home Insurance *$143$1,716
Property Taxes $840$10,080
Electricity $149$1,793
Total$6,006$72,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,920/yr
40% on housing$180,180/yr
45% on housing$160,160/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 98117$403
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98117$555
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$964,000
2026-07-23Price change$964,000
2026-07-10Listed for sale$989,000

For Sale by Agent

AgentPete Warren
BrokerageWindermere RE West Campus Inc

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