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4707 Phinney Avenue N, Seattle, WA, 98103

4beds
4baths
3,780sqft
$1,210,000
$320price/sqft
$7,596/moest. monthly cost
$303,840/yrincome needed

About This Home

Phinney Ridge spacious duplex near Woodland Park with stable income and strong upside potential. Exceptional property for an investor completing a 1031 exchange or looking to expand a multifamily portfolio. Each unit offers over 1300 sq ft of living space with 2 bedrooms and 1.75 bathrooms providing tenants an abundance of space to relax, work from home or find privacy. Additionally, there is over 1100 sq ft of unfinished basement space with separate entrance, offering a blank canvas for your ideas. Each unit has a w/dryer. Enhance your investment through future upgrades to the existing units while potentially adding another unit or creating unique amenities for yourself or for your tenants in the lower level. The property is zoned LR1(M) on a 5,000 sq ft lot offering future development potential. Both units currently occupied by tenants, providing immediate rental income. The exterior was refreshed in June 2026, all siding, window trim, deck, patio, railings & stairs professionally washed & painted. Fully fenced grassy backyard, 1 car-gar & driveway parking. Convenient commuter access to downtown Seattle or Eastside, including nearby public transit. Enjoy Woodland Park Rose Garden and nearby Green Lake & Fremont restaurants and cafes. Fantastic opportunity to acquire an income-producing property today with the option to owner-occupy in the future in one of Seattle's most desirable neighborhoods. Buyer to verify all information & permitted uses to their own satisfaction.

Getting Around

74
WalkingVery Walkable
57
TransitGood Transit
69
BikeBikeable

Schools

9/10
Ballard High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Flooring: Bamboo/Cork,Ceramic Tile,Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 3,780 sqft

Property

Details

  • Parcel number: 9522100305
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Mountain(s),Partial,Sound,Territorial
  • Has water view: Yes
  • Water view: Sound

Lot

  • Lot size: 5,000 sqft
  • Features: Paved,Value In Land,Deck,Fenced-Fully,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,118$73,416
Home Insurance *$176$2,112
Property Taxes $1,044$12,528
Electricity $258$3,102
Total$7,596$91,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,434/yr
40% on housing$227,880/yr
45% on housing$202,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 98103$389
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98103$573
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,210,000
2021-07-16Listing removed--
2021-07-08Price change$2,650
2021-07-01Listed for rent$2,795
2019-06-09Listing removed$2,595
2019-06-03Listed for rent$2,595
2017-10-27Sold$950,000

For Sale by Agent

AgentJulie K Clark
BrokerageeXp Realty

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