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432 Kelburn Rd APT 121, Deerfield, IL, 60015

1beds
1baths
892sqft
$310,000
$348price/sqft
$2,401/moest. monthly cost
$96,040/yrincome needed

About This Home

Fabulous first floor one bedroom unit with private patio. This privacy is surprising with a brick wall on two sides of the patio and lush greenery on the other side. Park in the garage beneath the building, collect your mail and ride the elevator up to the first floor. Enter into your great room and note the expansive room with large furnishings and room for the dining room. All this is brightly lit with the canned ceiling lights, and the floor to ceiling sliding door and windows covering an entire wall to the generous and private patio in front perfect for morning coffee or reading in the quiet of one's own space. White cabinet kitchen is open to the great room with a view to the patio. Appliances have been lightly to never used as the entire unit has been meticulously kept. The bedroom is a welcoming site with a calming, cozy relaxing feel to it. Deep organized closet has room galore. White bathroom offers shower/tub combination, commode, plus vanity with plenty of good lighting. Laundry is in its closet in the bathroom. This unit has two deep closets, storage room downstairs, great lighting with canned lights in the great room, new lighting in the bathroom and wonderful natural light from all the windows. Furnace is located in a kitchen closet, AC condenser is on the roof. This is a real gem to see and welcomes you to a super kind and friendly group of neighbors lending you support, if needed, or privacy if preferred. Want to meet more people? Come to the clubhouse and meet the management team, see the pools, the workout room, the party room and see all the happenings of card players, ping pongers and simple social conversations. This is so special, come and treat yourself! I look forward to meeting you!

Getting Around

62
WalkingSomewhat Walkable
28
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

10/10
9/10
10/10
Deerfield High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tar/Gravel
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator
  • Laundry features: In Unit,In Bathroom,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Laundry

  • Level: Main
  • Area: 8
  • Dimensions: 2X4

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 308
  • Dimensions: 14X22

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16331080850000
  • Special condition: List Broker Must Accompany

Features

  • Patio & porch: Patio

Parking

  • Total spaces: 1
  • Parking features: Concrete,Heated Driveway,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$121$1,452
Property Taxes $583$6,996
Electricity $130$1,569
Total$2,401$28,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,320/yr
40% on housing$72,030/yr
45% on housing$64,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 60015$296
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60015$291
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listing removed$335,000
2026-06-17Listed for sale$335,000
1997-06-18Sold$137,500

For Sale by Agent

AgentJulie Dowdle Rogers
Brokerage@properties Christie's International Real Estate

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