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3209 NE 98th Street, Seattle, WA, 98115

5beds
4baths
2,700sqft
$1,134,000
$420price/sqft
$7,112/moest. monthly cost
$284,480/yrincome needed

About This Home

This fully permitted, top-to-bottom redesign delivers the space and style rarely found at this price point. Three floors, 2,700 square feet, 5 bedrooms, 3.5 baths, and a layout built for the way people actually live.The open main floor flows seamlessly from kitchen through living and dining, making entertaining effortless any night of the week. Designer finishes, high-end tilework, and spa-inspired bathrooms elevate the everyday in ways that are hard to put into words until you're standing in it.Two bedrooms each have their own ensuite and generous closet space, giving you the flexibility of a dual primary suite setup. Great for multigenerational living, a dedicated guest wing, or just having room to breathe. The large bonus space comes equipped with a wet bar and refrigerator, making it equally at home as a media room, game room, or place to entertain when you want to spread out.Fully permitted from top to bottom, two off-street parking spots, and Wedgwood's walkability and community right outside your door. Welcome home.

Getting Around

56
WalkingSomewhat Walkable
49
TransitSome Transit
68
BikeBikeable

Schools

9/10
9/10
Eckstein Middle SchoolGrades 6-81.2 mi
7/10
Nathan Hale High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Dining Room
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Electric,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 9554200095
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dining Room,Fireplace,Wet Bar
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Terraces

Lot

  • Lot size: 2,500 sqft
  • Features: Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,734$68,808
Home Insurance *$158$1,896
Property Taxes $1,036$12,432
Electricity $184$2,216
Total$7,112$85,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,840/yr
40% on housing$213,360/yr
45% on housing$189,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 98115$446
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98115$570
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$1,134,000
2026-06-10Price change$1,149,000
2026-05-28Listed for sale$1,199,000
2025-05-21Sold$1,050,000
2025-05-05Pending sale$1,050,000
2025-04-30Listed for sale$1,050,000

For Sale by Agent

AgentTristan Hoyle
BrokerageeXp Realty

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