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7021 81st Ave Court NW, Gig Harbor, WA, 98335

3beds
3baths
2,932sqft
$795,000
$271price/sqft
$5,018/moest. monthly cost
$200,720/yrincome needed

About This Home

Every so often, a private forest retreat property hits the market that feels worlds away, yet remains close to Gig Harbor amenities. As you wind up the driveway to this 2900+ sq ft home on 1.39 acres, a sense of calm sets in. After parking in the 3 car detached garage, you'll notice the rare luxury of complete privacy. Upon entering the home, the tall ceilings, updated windows, and abundant natural light through the pines brings the feeling of the outside in. The thoughtfully designed floor plan offers comfortable functionality, featuring a main floor Primary w a 5 pc bath + W/I closet, a large kitchen, open dining & living areas anchored by a stone fireplace and an expansive family room w a wood stove & adjacent bathroom. This room is well suited for movies, gym or guests. Upstairs, a large bonus rm serves perfectly as an office or play room right down the hall from 2 BRs and a full bath. This home is so well cared for: recent improvements inc a new furnace/heat pump/AC (2023), LeafGuard gutters, and a large cedar deck (2021) freshly sanded & stained. Roof & crawlspace have also been refreshed. Outdoor enthusiasts will enjoy trails leading to backyard camping and maybe you'll even find the creek! Add'l features inc RV parking, hot tub wiring + an outdoor kennel. Whether BBQing, enjoying quiet mornings w nature, or storm watching by the fire, this property offers a memorable lifestyle. Premium location near Sylvia Lake & Ray Nash + proximity in to all things Gig Harbor!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
9/10
Kopachuck Middle SchoolGrades 6-81.9 mi
9/10
Gig Harbor High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Utility Closet on Main

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Stove/Free Standing,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,932
  • Total interior livable area: 2,932 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0121117018
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Sloped,Terraces
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 1.39 Acres
  • Features: Paved,Deck,Fenced-Partially,High Speed Internet,Patio,RV Parking

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$193$2,316
Property Taxes $606$7,272
Electricity $200$2,406
Total$5,018$60,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,045/yr
40% on housing$150,540/yr
45% on housing$133,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 98335$394
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98335$357
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$795,000
2026-07-21Price change$795,000
2026-07-13Price change$850,000
2026-06-11Listed for sale$865,000
1998-11-16Sold$185,000

For Sale by Agent

AgentDana Post
BrokerageManette Real Estate Co.

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