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10415 State Route 302 NW, Gig Harbor, WA, 98329

2beds
2baths
1,192sqft
$535,000
$449price/sqft
$3,343/moest. monthly cost
$133,720/yrincome needed

About This Home

Updated 1920s Craftsman on a rare 1-acre lot backing directly to 360 acres of park trails! This beautiful home sits on a cleared parcel bordering Gateway Park / 360 Trails giving you direct access to miles of trails for walking, hiking, biking, and horseback riding, making it feel like your backyard is 360 acres larger. The home has undergone a recent interior remodel including a completely new kitchen with all new appliances, updated bathrooms, new flooring throughout, modern lighting, interior and exterior doors, and numerous additional upgrades, creating a move-in ready home that blends classic charm with modern updates. Previously zoned as a duplex (buyer to verify) offering potential flexibility for future investment. The level, usable lot features fruit trees, new cedar fencing, a fire pit, and ample space for animals, a future shop or garage, garden, or recreational toys. Enjoy the quiet and privacy of the Key Peninsula while still just minutes from Downtown Gig Harbor, Costco, and Metropolitan Market.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Peninsula High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,192
  • Total interior livable area: 1,192 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 0122168001
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 1.00 Acres
  • Features: Adjacent to Public Land,Paved,Cable TV,Deck,Fenced-Partially,Gated Entry,High Speed Internet,Outbuildings,RV Parking

Parking

  • Parking features: Driveway,Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$111$1,332
Property Taxes $378$4,536
Electricity $149$1,793
Total$3,343$40,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,617/yr
40% on housing$100,290/yr
45% on housing$89,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 98329$282
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98329$314
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$575,000
2026-03-24Price change$597,000
2026-03-06Listed for sale$625,000
2023-02-09Listing removed--
2023-01-29Listed for rent$2,350
2022-12-05Listing removed--
2022-11-20Price change$2,400
2022-10-29Price change$2,500
2022-10-23Price change$2,600
2022-10-20Listed for rent$2,800
2018-11-20Listing removed$259,900
2018-11-20Listed for sale$259,900
2018-11-19Sold$262,900
2018-10-21Pending sale$259,900
2018-10-13Listed for sale$259,900

For Sale by Agent

AgentCameron Jurgensen
BrokerageCOMPASS

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