




12109 122nd Street NW, Gig Harbor, WA, 98329
About This Home
Sophisticated waterfront home on 495 feet of tidal frontage of which 300 is low-bank, In Minter. Set on 3.77 acres transformed 35 years ago by a Master Gardener into a private arboretum. Mature trees—inc. a 40-ft. redwood—now provide exceptional privacy while allowing selective trimming to enhance sweeping views up Minter Bay into Carr Inlet/Henderson Bay, with Rosedale & Gig Harbor in the distance. The lagoon teems with wildlife: eagles (up to 12 at once), otters, geese, ducks, occasional seals, & a visible salmon run passing just 10 feet away at low tide en route to the state hatchery at Minter Creek. The far end of the lagoon borders Minterbrook Oyster Co. 2,915 sq ft of single-level living (exc. garage), the home features three bedrooms, each with a private full bath, plus a guest half bath. Living & media rooms each have wood-burning fireplaces. The kitchen sits beside a casual nook, with a formal dining room steps away. Six skylights enhance natural light. A laundry room with desk space is conveniently located near the bedrooms. Nearly every room—except dining & media—enjoys water views, and all bedrooms open to a large waterfront deck. A 529 sq ft two-car garage and 400 sq ft +/- lower-level utility/storage area provide ample additional space. Designed as a retirement home with vegetable and flower gardens, the property is mostly fenced, features a timed electric gate, two removable dog runs, and ample firewood supply. Orchard trees are past prime & ready for renewal.
Getting Around
Schools
Construction
Condition
- Property condition: Fair
- Year built: 1989
Materials
- Roof: Composition
- Construction materials: Wood Siding,Wood Products
Notable Dates
- Major remodel year: 1998
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility/Storage Room
Basement
- Basement: None
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 3
Den Office
- Level: Main
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Bath Off Primary,Central Vacuum,Dining Room
- Window features: Dbl Pane/Storm Window,Skylight(s)
- Flooring: Ceramic Tile,Carpet
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Main Level: 2,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Heat Pump,Electric,Wood
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 2,915 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Main
Other
- Level: Main
Utility Room
- Level: Lower
Property
Details
- Parcel number: 0122291100
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Second Primary Bedroom,Bath Off Primary,Built-In Vacuum,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: See Remarks,Sound,Territorial
- Has water view: Yes
- Water view: Sound
- On waterfront: Yes
- Waterfront features: High Bank,Low Bank,Saltwater,Sound
- Frontage length: Waterfront Ft: 495
- Topography of land: Level,Partial Slope,Rolling,Sloped
- Residential vegetation: Fruit Trees,Garden Space,Wooded
Lot
- Lot size: 3.77 Acres
- Features: Dead End Street,Drought Resistant Landscape,Open Lot,Paved,Secluded,Value In Land,Deck,Dog Run,Fenced-Partially,Gated Entry,High Speed Internet,Outbuildings,Patio
- Lot size dimensions: Irregular
Parking
- Total spaces: 5
- Parking features: Attached Garage,Off Street
- Has garage: Yes
- Covered spaces: 2
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Pierce County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,435 | $65,220 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $744 | $8,928 |
| Electricity | $199 | $2,392 |
| Total | $6,602 | $79,224 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Listed for sale | $1,150,000 |
