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521 Military Road E, Tacoma, WA, 98445

5beds
3baths
2,312sqft
$550,000
$238price/sqft
$3,633/moest. monthly cost
$145,320/yrincome needed

About This Home

Fully renovated and move-in ready, this spacious 2006 home on its own lot offers exceptional value, flexibility, and room to grow. Featuring 5 bedrooms and 2.75 baths, the single-level layout is ideal for multi-generational living, shared households, or buyers needing space for a home office or guests. The expansive primary suite includes a private bath with double vanity, jetted soaking tub, and walk-in closet.The updated kitchen is the heart of the home, complete with new sink, hardware, generous pantry, and ample prep space, flowing seamlessly into oversized living and dining areas. Enjoy indoor-outdoor living with direct access to a wrap-around deck and patio—perfect for entertaining, summer BBQs, or relaxing in the fully usable backyard.Major upgrades include a new roof (2023), new water heater, fresh interior paint, and updated lighting throughout. A separate utility room with washer/dryer adds convenience, while the oversized attached garage offers high ceilings, storage, and flexible parking.Designed with accessibility in mind, including ramp entry and a large rear porch. VA & FHA financing welcomed. Ideally located near JBLM, major employers, shopping, dining, and commuter routes with easy access to Tacoma and Lakewood.A rare opportunity to own a fully updated home with land, space, and versatility—schedule your showing today!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
4/10
Spanaway Lake High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Triple Wide
  • Property subType: Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,312
  • Total interior livable area: 2,312 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0319214024
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Jetted Tub,Walk-In Closet(s)
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 0.29 Acres
  • Features: Curbs,Paved,Sidewalk,Deck,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$136$1,632
Property Taxes $558$6,696
Electricity $158$1,897
Total$3,633$43,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,560/yr
40% on housing$108,990/yr
45% on housing$96,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 98445$232
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98445$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$550,000
2026-05-07Listed for sale$550,000
2026-05-06Pending sale$550,000
2026-04-16Listed for sale$550,000
2023-04-06Sold$479,750
2023-03-15Pending sale$525,000
2023-03-10Listed for sale$525,000
2023-02-24Pending sale$525,000
2023-02-16Price change$525,000
2023-02-03Price change$550,000
2023-01-18Price change$580,000
2023-01-13Listed for sale$600,000
2022-11-16Pending sale$600,000
2022-11-06Listed for sale$600,000
2020-11-10Listing removed$2,095
2020-11-06Listed for rent$2,095
2020-03-14Listing removed$1,650
2020-03-12Listed for rent$1,650
2018-12-30Listing removed$2,100
2018-12-01Listed for rent$2,100
2017-01-13Sold$329,719
2013-06-21Sold$140,000

For Sale by Agent

AgentJustin Cambra
BrokerageeXp Realty

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