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16412 38th Avenue E, Tacoma, WA, 98446

3beds
3baths
3,334sqft
$684,500
$205price/sqft
$4,479/moest. monthly cost
$179,160/yrincome needed

About This Home

Discover a truly one-of-a-kind home on 3.31 private acres in unincorporated Pierce County. This custom 3 bedroom, 3-bath home blends distinctive architecture with abundant natural light and an open, inviting floor plan. The flexible layout allows you to choose a primary bedroom on any level to fit your lifestyle. The updated kitchen opens to spacious living areas, while expansive windows bring the beauty of the outdoors inside. Recent improvements include a new heat pump with central A/C (2026), updated kitchen, renovated bathrooms with a new tub and shower, fresh interior paint, new flooring throughout most of the home, and a professionally inspected roof. Additional features include a central vacuum system, and a wood stove to warm you on chilly days. Outside, enjoy mature trees, with Fig, Quince, Peach and Apple, abundant garden space with potting shed (attached to garage), open grassy areas, protected wetlands for added privacy, a storage shed with attached woodshed, abundant parking, new gravel driveway and frequent visits from local birds. Located in the Bethel School District just minutes from shopping, dining, parks, and major commuting routes, this exceptional home offers the perfect blend of privacy, character, flexibility, and everyday convenience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Spanaway Lake High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Products

Notable Dates

  • Major remodel year: 1997

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Propane,Water Heater Location: Baseement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Ceramic Tile,Laminate,Vinyl Plank

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Stove/Free Standing,Electric,Propane,Wood
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 3,334 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0319265023
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 3.31 Acres
  • Features: Secluded,Cable TV,Deck,Outbuildings,Propane,RV Parking,Shop

Parking

  • Total spaces: 12
  • Parking features: Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,461$41,532
Home Insurance *$166$1,992
Property Taxes $624$7,488
Electricity $228$2,736
Total$4,479$53,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,565/yr
40% on housing$134,370/yr
45% on housing$119,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 98446$248
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98446$293
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$684,500
2026-07-02Listed for sale$694,500
2017-11-06Sold$325,000
2017-09-08Pending sale$335,000
2017-08-25Listed for sale$335,000
2012-10-18Sold$185,000
2012-08-19Listed for sale$180,000

For Sale by Agent

AgentJulie Krause
BrokerageColdwell Banker 360 Team

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