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28109 121st Avenue E, Graham, WA, 98338

5beds
4baths
3,998sqft
$1,150,000
$288price/sqft
$7,359/moest. monthly cost
$294,360/yrincome needed

About This Home

Tranquil & private 5-acre Graham estate featuring a main home, fully legal ADU, & detached shop! The updated 1,966 SF main home offers 3 beds & 1.75 baths. Chef’s kitchen boasts brand-new 3cm white quartz counters, modern cabinets, & a premium KitchenAid appliance package. New LVP flooring & plush carpet throughout. The primary suite is a true retreat with a spacious walk-in closet, a gorgeous new dual-vanity bath with a custom tiled shower, & access to a massive covered patio perfect for entertaining. Living room features soaring vaulted ceilings, tons of natural light and cozy gas fireplace. The 1,214 SF ADU is a massive bonus, featuring 4 CAR GARAGE, 1 bed, 1 baths, a full kitchen, & a spacious bonus loft, ideal for multi-generational living or rental income. Both homes feature independent heat pumps (AC) and are wired to a backup generator. Major systems are primed for peace of mind, including a 2-YEAR OLD ROOF and a 2-YEAR OLD FURNACE. Mechanics & hobbyists will love the massive detached 2-car shop plus a substantial covered carport for your tractor, boat, or trailer storage. RV PARKING/Hook UPS available. Need a quiet workspace? The detached office/cabana comes fully powered for remote work. Just outside, a fully fenced area awaits, perfect for a secure playground, pet run, or a thriving raised-bed garden. Exceptional privacy, unmatched versatility, and high-end modern updates, welcome home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Frontier Middle SchoolGrades 6-83.9 mi
7/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Skylight(s)
  • Flooring: Laminate,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,982
  • Total interior livable area: 3,998 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 0418353026
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,French Doors,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Wired for Generator
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 5 Acres
  • Features: Dead End Street,Secluded,Dog Run,Fenced-Partially,Outbuildings,Patio,Propane,RV Parking,Shop

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Earthquake
Heat Wave
Volcanic Activity

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$295$3,540
Property Taxes $976$11,712
Electricity $273$3,281
Total$7,359$88,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,308/yr
40% on housing$220,770/yr
45% on housing$196,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 98338$228
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98338$288
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$1,150,000
2024-06-21Sold$960,000
2024-05-22Pending sale$950,000
2024-05-16Listed for sale$950,000
2021-11-30Sold$890,000
2014-06-16Sold$435,000
2014-05-08Pending sale$435,000
2014-02-13Price change$435,000
2013-07-15Listed for sale$450,000
1997-05-14Sold$82,500

For Sale by Agent

AgentJesse Misener
BrokerageCOMPASS

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