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2322 S Ash Street, Tacoma, WA, 98405

2beds
2baths
890sqft
$409,900
$461price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

Beautifully updated Central Tacoma home offering modern finishes, future development potential, and an unbeatable location. This move-in ready property features a new roof, new stainless steel appliances, new cabinetry, luxury vinyl plank flooring, updated bathrooms, fresh interior paint, and thoughtful updates throughout, providing both style and peace of mind. Conveniently located near the vibrant 6th Avenue District, University of Puget Sound, Tacoma General Hospital, parks, shopping, dining, and easy freeway access. Situated on a fully fenced lot with alley access, this property also features a detached garage with convenient rear access from the alley, offering added functionality and flexibility. A recent feasibility analysis indicates the property may accommodate up to two detached ADUs under Tacoma's UR-2 zoning, creating exciting possibilities for future rental income, multi-generational living, or expanded living space (buyer to verify all development potential with the City of Tacoma). Whether you're looking for a turnkey home, an investment opportunity, or a property with long-term upside, this Central Tacoma gem delivers the perfect blend of modern updates, location, and potential.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
Stanley Elementary SchoolGrades PK-50.4 mi
3/10
2/10
Foss High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Block,Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Products

Notable Dates

  • Major remodel year: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Laminate,Vinyl Plank

Heating & Cooling

  • Heating features: Baseboard,Fireplace Insert,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 890
  • Total interior livable area: 890 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 2895000650
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Water Heater
  • Topography of land: Level

Lot

  • Lot size: 5,749 sqft
  • Features: Curbs,Paved,Sidewalk,Deck,Fenced-Fully,Patio,Shop

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$114$1,368
Property Taxes $365$4,380
Electricity $149$1,793
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 98405$224
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98405$316
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$409,900
2026-07-09Price change$419,900
2026-06-19Listed for sale$429,900
2026-04-08Sold$267,500
2014-04-12Listing removed$995
2014-04-05Price change$995
2014-01-14Listed for rent$950
2013-02-27Listing removed$950
2013-02-21Listed for rent$950
2012-09-05Listing removed$950
2012-08-17Listed for rent$950
2005-05-02Sold$135,900
2001-06-26Sold$86,160
1996-07-15Sold$55,261

For Sale by Agent

AgentTim Manchik
BrokerageBest Choice Realty

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