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16602 10th Avenue E, Spanaway, WA, 98387

3beds
2baths
1,324sqft
$495,000
$374price/sqft
$3,235/moest. monthly cost
$129,400/yrincome needed

About This Home

Opportunity knocks again! Back on market due to buyer’s financing. This beautifully maintained rambler is bright, welcoming, and loaded with thoughtful updates. Fresh interior paint, updated lighting, and durable laminate flooring deliver a clean, modern vibe throughout the comfortable, functional layout. The refreshed kitchen is ready for action with 2023 appliances, abundant cabinet storage, and a spacious dining area that’s perfect for everything from casual breakfasts to hosting friends. Both bathrooms have been tastefully updated with upscale fixtures and contemporary finishes. Big-ticket improvements bring peace of mind, including a roof replaced approximately five years ago, plus a new water heater and A/C condenser installed in 2025. Tech-forward extras include hard-wired ethernet, security cameras, and EV charging readiness. Out back, enjoy an expansive, fully-fenced yard built for year-round fun with a partially enclosed porch that extends your living space, a cozy wood-burning sauna, three storage sheds, a chicken coop, and gated RV/boat parking with convenient double-door access. No HOA! No Stairs! Just space, flexibility, and freedom.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10
Spanaway Lake High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • High Tech Cabling,Sauna
  • Flooring: Laminate,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3257000191
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,High Tech Cabling,Sauna,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater

Lot

  • Lot size: 10,497 sqft
  • Features: Cul-De-Sac,Electric Car Charging,Fenced-Partially,RV Parking

Parking

  • Total spaces: 7
  • Parking features: Detached Carport,Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$126$1,512
Property Taxes $458$5,496
Electricity $149$1,793
Total$3,235$38,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,914/yr
40% on housing$97,050/yr
45% on housing$86,266/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 98387$258
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98387$282
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$495,000
2026-07-11Listed for sale$499,000
2026-06-13Pending sale$499,000
2026-05-20Listed for sale$499,000
2023-09-18Sold$460,000
2023-08-21Pending sale$459,000
2023-07-27Listed for sale$459,000
1999-08-26Sold$113,500
1995-02-24Sold$100,002

For Sale by Agent

AgentDawne C Talbott-Lloyd
BrokerageRedfin

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