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11807 Us Highway 40, Highland, IL, 62249

0beds
--baths
2,927sqft
$308,900
$106price/sqft
$2,465/moest. monthly cost
$98,600/yrincome needed

About This Home

NO SHOWINGS. DO NOT DISTURB OCCUPANTS. Welcome to a rare opportunity on one of Highland’s most visible and accessible corridors! This spacious single-family property sits on a generous 4.03-acre lot along bustling US Highway 40, offering excellent exposure and potential for a variety of future uses. The home boasts approximately 2,927 square feet of living space. Built in 1968, the property combines classic styling with expansive grounds — perfect for outdoor enjoyment or landscaping possibilities. Don’t miss your chance — properties of this size and location are seldom available! ALL information is deemed reliable but is not guaranteed and should be verified by the buyer and/or buyers agent before making an offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
7/10
Triad Middle SchoolGrades 6-85.8 mi
9/10
Triad High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 2,927

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,927
  • Total interior livable area: 2,927 sqft

Property

Details

  • Parcel number: 051230100000009
  • Special condition: Auction

Features

  • Levels: Multi/Split

Lot

  • Lot size: 4.03 Acres
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,561$18,732
Home Insurance *$219$2,628
Property Taxes $460$5,520
Electricity $225$2,701
Total$2,465$29,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,514/yr
40% on housing$73,950/yr
45% on housing$65,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 62249$133
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62249$139
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentJeb E Blasingame
BrokerageKeller Williams Marquee

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