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4313 S 7th Street, Tacoma, WA, 98405

5beds
3baths
2,475sqft
$685,000
$277price/sqft
$4,308/moest. monthly cost
$172,320/yrincome needed

About This Home

Some homes are "remodeled". This home was REBUILT! Gutted to the studs and reconstructed by a master builder who knew exactly what he was doing! Every bit of it is City of Tacoma Permitted. It's just what you're looking for: New Roof, Insulation, Drywall, Windows, Electrical Wiring & Panel, New Plumbing Lines, Water Heater & Fixtures. Everything is up-to-date to the Current Energy Code. Main Floor Great Room w/Living/Dining Combo with Cozy Fireplace, Mini Split for Heating and AC, Gourmet Kitchen w/New Soft-Close Cabinets, Quartz Counters, Full Tile Backsplash, Island Breakfast Bar, SS Appliances. Primary Main Floor Bedroom w/a Luxurious Bathroom w/Custom Tile Surround set by a master tile setter. Double Closets. 2nd Bedroom on Main. Upstairs is Extra Large Family Room or 5th Bedroom. Brand-New Fully Finished Basement with 2nd Entrance, 2 Bedrooms, 1 Full Bathroom, Laundry Room and 2nd Kitchen / Wet Bar. Great for in-laws or guests! Fully Fenced Yard with Detached 1-Car Garage off the Alley. Close to EVERYTHING Tacoma is known for. Exciting Nightlife, Shopping, Great Schools & Parks. Specifically, 2-Blocks from Jefferson Park. Moments away from both Proctor District and the ever-popular 6th Ave district nightlife, restaurants, shops & farmers markets. Close to Schools such as TCC & UPS plus a jaunt away from HWY 16 & Cheney Stadium. You'll really be in the heart of Tacoma here! Hurry!!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
DeLong Elementary SchoolGrades PK-50.5 mi
5/10
Hunt Middle SchoolGrades 6-81.4 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1922

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Laminate,Carpet

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,475
  • Total interior livable area: 2,475 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Lower

Master Bedroom

  • Level: Main

Other

  • Level: Main

Rec Room

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 3900001390
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen
  • Has view: Yes
  • View description: City,Mountain(s)
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 5,998 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$191$2,292
Property Taxes $485$5,820
Electricity $169$2,031
Total$4,308$51,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,702/yr
40% on housing$129,240/yr
45% on housing$114,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 98405$222
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98405$316
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$685,000
2026-07-02Listed for sale$695,000
2024-05-31Sold$370,000
2024-04-25Pending sale$370,000
2024-04-17Listed for sale$370,000

For Sale by Agent

AgentJanette Wilcox
BrokerageWilcox Real Estate

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