See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8920 81st, Lakewood, WA, 98498

3beds
3baths
1,605sqft
$530,000
$330price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

Sought after Oakbrook community home with 9,000 sq ft fully fenced lot that backs up to open space, features 3 bedroom, 2.5 bath, 1605 sq. ft open floor plan with high ceilings with kitchen opening up to separate living, dining and family room with fireplace. Lots of natural light. 2 car garage, close to shopping, restaurants, parks, trails, JBLM, I-5 and more!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
2/10
Hudtloff Middle SchoolGrades 6-80.7 mi
6/10
Lakes High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1991

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,See Remarks,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1999

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,605 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 4000240240
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,999 sqft
  • Features: Curbs,Paved,Cable TV,Fenced-Fully,Gas Available,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$139$1,668
Property Taxes $476$5,712
Electricity $149$1,793
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 98498$254
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98498$320
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$515,000
2026-08-07Price change$515,000
2026-07-07Price change$530,000
2026-06-30Listed for sale$545,000
2013-10-19Listing removed$1,495
2013-08-10Price change$1,495
2013-05-24Listed for rent$1,550
2012-04-13Listing removed$1,550
2012-03-03Listed for rent$1,550
2008-07-18Sold$315,000
2008-05-11Listed for sale$315,000

For Sale by Agent

AgentPenelope A. Lacy
BrokerageDupont Realty & Property Mgmt

Similar Homes