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4313 Harbor Ridge Road NE, Tacoma, WA, 98422

4beds
3baths
2,204sqft
$738,000
$335price/sqft
$4,684/moest. monthly cost
$187,360/yrincome needed

About This Home

Nestled in the sought-after Upper Harbor Ridge community of Browns Point, this stunning home offers views of Mt. Rainier and the Puget Sound from nearly every room. Tucked along a quiet street, yet just around the corner from Browns Point Elementary, shopping, dining, and everyday conveniences, it offers the perfect balance of tranquility and accessibility. An updated kitchen flows seamlessly into the living space, creating the perfect setting for gathering, hosting, and everyday connection. Walls of windows invite abundant natural light, enhancing the home’s airy, open feel. Step outside to a spacious backyard with fruit trees and patio—ideal for summer barbecues and relaxing evenings. Inside, the generous primary suite offers a true retreat, complete with a large walk-in closet and plenty of space to unwind. End your day with stunning city light views shimmering over the water—an unforgettable backdrop to end each day. A rare blend of comfort, style, and iconic Pacific Northwest beauty, this home captures the essence of coastal living.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
5/10
Meeker Middle SchoolGrades 6-80.7 mi
7/10
Stadium High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4353000110
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Pantry,Walk-In Closet(s)
  • Has view: Yes
  • View description: Bay,City,Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 7,601 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,731$44,772
Home Insurance *$160$1,920
Property Taxes $643$7,716
Electricity $150$1,809
Total$4,684$56,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,594/yr
40% on housing$140,520/yr
45% on housing$124,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 98422$338
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98422$322
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$794,000
2026-04-08Listed for sale$799,000
2025-08-05Sold$750,000
2025-07-08Pending sale$750,000
2025-07-07Listed for sale$750,000

For Sale by Agent

AgentLindsay Wonderly
BrokerageRedfin

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