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207 E 84th Street, Tacoma, WA, 98445

2beds
2baths
1,201sqft
$419,950
$350price/sqft
$2,565/moest. monthly cost
$102,600/yrincome needed

About This Home

Unlock the potential of this 2-bed, 1.75-bath home in Tacoma’s desirable Fern Hill neighborhood! This property holds a special piece of local history: it was the final home built and lived in by Marvin Herstad, a well-known builder who crafted hundreds of Fern Hill homes over three decades. Designing this home for himself, Herstad focused on ultimate functionality, maximizing space and everyday livability. Today, this smartly laid-out property is primed for you to bring your design ideas and add instant equity. The big-ticket mechanicals are already handled: enjoy a 2-year-old furnace and heat pump for year-round comfort. Need room to create? An expansive 729-sqft unfinished basement with a private outside entrance makes the perfect workshop, hobby room, or storage hub. Outside, a detached 2-car garage offers even more storage and covered parking. Conveniently located just minutes from I-5, shopping, and neighborhood parks, this property blends everyday accessibility with incredible upside. This home is ready for its next chapter, bring your vision today!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
4/10
Baker Middle SchoolGrades 6-80.9 mi
1/10
Mt Tahoma High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1991

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Natural Gas,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,201
  • Total interior livable area: 1,201 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4400000311
  • Zoning: TAC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dining Room,Security System,Water Heater
  • Topography of land: Level
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 4,896 sqft
  • Features: Sidewalk,Fenced-Fully,Gas Available,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$104$1,248
Property Taxes $189$2,268
Electricity $149$1,793
Total$2,565$30,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,942/yr
40% on housing$76,950/yr
45% on housing$68,400/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 98445$233
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98445$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$395,950
2026-07-23Listed for sale$419,950

For Sale by Agent

AgentDavid Pannen
BrokerageCOMPASS

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