See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

108 Herron Lane NW, Lakebay, WA, 98349

2beds
1baths
1,120sqft
$499,900
$446price/sqft
$3,148/moest. monthly cost
$125,920/yrincome needed

About This Home

Soak in breathtaking west-facing sunsets from this inviting 2-bedroom, 1-bath waterfront cabin, where relaxed coastal living meets thoughtful upgrades. One of only a handful of properties with a lagoon and tidelands, this home offers a rare waterfront lifestyle. Light-filled, open-concept living and dining features vaulted ceilings, skylights, and a wall of windows framing the view, with a slider opening to the deck for seamless indoor-outdoor living.The property shines with expansive outdoor spaces, sculpted grounds, and multiple areas to gather and unwind. A charming petite A-frame trailer offers flexible-use space—ideal for guest overflow, a creative studio, or a cozy retreat.Extensive improvements since ownership enhance both beauty and peace of mind, including new metal roofing on all structures, refreshed and resurfaced decking, updated exterior paint, and view-enhancing landscape work with selective clearing and hillside sculpting. Cable railing updates further elevate the outdoor experience.Inside, enjoy updated appliances, tasteful bathroom improvements, replaced windows, and custom sun blinds. Additional space includes a loft for storage, a 240 sq. ft. storage area beneath the deck, and a separate storage room with laundry.Whether entertaining, savoring quiet mornings by the water, or hosting guests, this property offers a rare blend of comfort, character, and Pacific Northwest waterfront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
5/10
9/10
Gig Harbor High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1974

Materials

  • Foundation: Concrete Ribbon
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Cabin hallway & storage room

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Split

Property

Details

  • Parcel number: 4450600340
  • Zoning: Rural 10
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Skylight(s),Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Sound,Territorial
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Low Bank,No Bank,Saltwater,Sound
  • Frontage length: Waterfront Ft: 70
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.68 Acres
  • Features: Deck,Patio
  • Lot size dimensions: 70 x 422 x 70 x 424

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway,Off Street
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$151$1,812
Property Taxes $321$3,852
Electricity $149$1,793
Total$3,148$37,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,931/yr
40% on housing$94,440/yr
45% on housing$83,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 98349$220
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98349$281
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$575,000
2013-12-16Sold$210,000
2012-01-16Listing removed$319,750
2011-08-23Listed for sale$319,750

For Sale by Agent

AgentKaren D. Dorans
BrokerageBetter Properties Gig Harbor

Similar Homes