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310 Fir Lane NW, Lakebay, WA, 98349

2beds
2baths
1,276sqft
$321,500
$252price/sqft
$2,492/moest. monthly cost
$99,680/yrincome needed

About This Home

Escape to the peace and privacy of Herron Island, a charming island community with its own passenger and vehicle ferry, just 45 minutes from Tacoma. Perfectly positioned to capture beautiful water views, this inviting cabin offers a relaxing retreat where every day feels like a vacation.The main entry on the ground floor features the primary bedroom with closet, a full bathroom with double sinks, a classic clawfoot tub, and a stackable washer and dryer. You'll also find a finished bonus room (without a window) that's ideal for a walk-in closet, hobby room, or additional storage.The second level boasts an open-concept living room, dining area, and kitchen with abundant cabinetry and granite countertops, along with a second full bathroom. Vaulted ceilings and skylights fill the home with natural light, creating a bright and airy atmosphere. The upper level offers a second bedroom and an open loft, perfect for guests, a home office, or extra sleeping space.Step outside to the covered deck and take in the tranquil water views. Situated on a generous 0.26-acre (11,429 sq. ft.) lot, there's plenty of room to relax and enjoy the island lifestyle.Herron Island residents enjoy access to community beaches, parks, a boat launch, seasonal docks, and miles of natural beauty. Whether you're looking for a full-time residence or the perfect weekend getaway, this is your chance to own a slice of Pacific Northwest paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
8/10
Peninsula High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Principal Bathroom

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Loft
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Laminate,Stone

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Lower

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 4450601090
  • Zoning: Rural 10
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Loft,Skylight(s),Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Sound,Territorial
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Level,Partial Slope,Sloped,Steep Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.26 Acres
  • Features: Deck,RV Parking

Parking

  • Parking features: Driveway,Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,625$19,500
Home Insurance *$97$1,164
Property Taxes $621$7,452
Electricity $149$1,793
Total$2,492$29,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,440/yr
40% on housing$74,760/yr
45% on housing$66,453/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 98349$224
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98349$281
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$321,500
2010-11-29Sold$80,000

For Sale by Agent

AgentKaren D. Dorans
BrokerageBetter Properties Gig Harbor

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